Essex County and Marblehead Town property record for 227 Humphrey St, Marblehead, MA 01945
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 3,064 sqft · built 1850 |
| Lot Size | 0.803 acres (35,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $900,000 (Dec 2018) |
| Tax Bill | $11,607 (2026) |
| Deeds & Mortgages | Aug 2022 Line of Credit May 2021 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | MARB M:0013 B:0009 L:0 |
| Primary APN | MARB M:0013 B:0009 L:0 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,064 sqft Living Area |
| Gross Area | 6,109 sqft |
| Basement Area | 1,433 sqft |
| Unfinished Basement | 1,433 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1850 |
|---|---|
| Effective Year Built | Effective 1850 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 35,000 sqft (0.803 acres) |
| Heating System | Steam |
|---|---|
| Heating Fuel | Gas |
| Street Address | 227 HUMPHREY ST |
|---|---|
| City | MARBLEHEAD |
| State | MA |
| Zip | 01945-1643 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR |
| Legal Block | 9 |
| Jurisdiction | MARBLEHEAD MA |
| Township / Civil Division | MARBLEHEAD |
| Census Block Group | 7 |
| Census Block | 7014 |
| Census Tract | 203100 |
227 Humphrey St is owned and occupied by two individuals who bought it in December 2018.
Source: Essex County and Marblehead Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 227 HUMPHREY ST, MARBLEHEAD, MA 01945-1643 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 29, 2022 | Deed of Trust, Mortgage · Line of Credit MARBLEHEAD SAVINGS BANK |
| May 24, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE |
| Dec 14, 2018 | Quit Claim Deed, Transfer NATIONAL GRAND BK/MARBLEHEAD |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 14, 2018 · Amount on File |
| Deed Sale | Dec 14, 2018 · Amount on File |
| Prior Sale | Dec 22, 2015 |
| Deed Document Number | 20182450 |
| Deed Book / Page | 37217 / 454 |
| Prior Transfer Date | Dec 12, 2018 |
| Prior Transfer Doc | 37217-454 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARBLEHEAD MA |
| Property Address | 227 HUMPHREY ST, MARBLEHEAD, MA 01945-1643 |
| Transaction Type | Mortgage |
| Record Updated | Sep 19, 2022 |
| Name | Verified Name |
|---|
| Document Number | 041155-582 |
|---|---|
| Date | Aug 29, 2022 |
| Book Page | 41155/582 |
| Instrument | 58 |
| Name | MARBLEHEAD SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Sep 1, 2042 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARBLEHEAD MA |
| Property Address | 227 HUMPHREY ST, MARBLEHEAD, MA 01945-1643 |
| Transaction Type | Mortgage |
| Record Updated | Jun 11, 2021 |
| Name | Verified Name |
|---|
| Document Number | 39909-93 |
|---|---|
| Date | May 24, 2021 |
| Book Page | 39909/93 |
| Instrument | 20210524002380 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MARBLEHEAD MA |
| Recording Date | Dec 14, 2018 |
| Property Address | 227 HUMPHREY ST, MARBLEHEAD, MA 01945-1643 |
| Document Number | 37217-454 |
| Book / Page | 037217 / 000454 |
| Instrument Date | Dec 12, 2018 |
| Instrument | 1214002450 |
| Transaction Type | Transfer |
| Record Updated | Jan 2, 2019 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,104.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 227 HUMPHREY ST MARBLEHEAD MA 019451643, MARBLEHEAD, MA 01945-1643 |
| Document Number | 37217-457 |
|---|---|
| Date | Dec 14, 2018 |
| Book Page | 037217/000457 |
| Instrument | 1214002460 |
| Name | NATIONAL GRAND BK/MARBLEHEAD |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Dec 13, 2048 |
The 2026 property tax bill for 227 Humphrey St was $11,607, down 4.4% from the year before.
Source: Essex County and Marblehead Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Marblehead Town |
| Unified School District | Marblehead School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $11,607.00 (-4.37%) | $1,355,900 (+1.1%) Land $752,400 Building $603,500 | $1,452,527 (+21.39%) |
| 2025 | $12,138.00 (+8.99%) | $1,341,200 (+7.9%) Land $792,000 Building $549,200 | $1,196,620 |
| 2024 | $11,137.00 (-1.89%) | $1,243,000 (+9.5%) Land $712,800 Building $530,200 | |
| 2023 | $11,352.00 | $1,135,200 Land $712,800 Building $422,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 227 Humphrey St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2007.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2007) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2007 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 227 Humphrey St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MARBLEHEAD WATER DEPT. (MWRA) serves 20,441 people · EPA ID MA3168000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Mar 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 638 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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