227 Holden St, Worcester, MA 01606 Property Records

Worcester County and Worcester City property record for 227 Holden St, Worcester, MA 01606

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,392 sqft · built 1954
Lot Size	0.302 acres (13,137 sqft)
Owner	Individual Name on File
Last Sale	$350,000 (Jan 2022)
Tax Bill	$4,821 (2026)
Deeds & Mortgages	Feb 2021 Refinance Jan 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`49-011-77-80`

Property Details

APN / Parcel Number

Primary APN	`49-011-77-80`
Alternative APNs	`WORC M:49 B:011 L:77-80` `M:49 B:011 L:77=80`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,392 sqft Living Area
Gross Area	2,622 sqft
1st Floor Area	1,392 sqft
Basement Area	1,230 sqft
Unfinished Basement	1,230 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,137 sqft (0.302 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	49-011-77-80
Street Address	227 HOLDEN ST
City	WORCESTER
State	MA
Zip	01606-2570
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-7
Legal Block	11
Legal Lot Number	77-80
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	2
Census Block	2017
Census Tract	730100

Owner

227 Holden St is owned and occupied by an individual who bought it in January 2022.

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	227 HOLDEN ST, WORCESTER, MA 01606-2570
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance TOTAL MORTGAGE SERVICES LLC
Jan 31, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 31, 2022 · Amount on File
Deed Sale	Jan 31, 2022 · Amount on File
Prior Sale	May 3, 2016 · Amount on File
Deed Book / Page	67033 / 118
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	227 HOLDEN ST, WORCESTER, MA 01606-2570
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0064408-24
Date	Feb 5, 2021
Book Page	64408/24
Instrument	17870

Lender

Name	TOTAL MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

January 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Jan 31, 2022
Property Address	227 HOLDEN ST, WORCESTER, MA 01606-2570
Document Number	067033-118
Book / Page	67033 / 118
Instrument Date	Jan 31, 2022
Instrument	11843
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	227 HOLDEN ST, WORCESTER, MA 01606-2570

Mortgage

Document Number	0000011844
Date	Jan 31, 2022
Instrument	11844

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 227 Holden St was $4,821, up 3.4% from the year before.

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,821.00 (+3.39%)	$363,000 (+2.69%) Land $124,900 Building $238,100	$435,487 (+0.31%)
2025	$4,663.00	$353,500 Land $118,900 Building $234,600	$434,150 (+2.4%)
2024			$423,985
2023	$4,590.00	$320,100 Land $103,400 Building $216,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 227 Holden St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 227 Holden St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Netafy, Ripple Fiber, T-Mobile.

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