227 Hilltop Rd, Cabot, AR 72023 Property Records

Lonoke County property record for 227 Hilltop Rd, Cabot, AR 72023

Property Summary

Property Type	Single Family Home
Details	3 ba · 4,330 sqft · built 2008
Lot Size	5.09 acres (221,720 sqft)
Owner	2 Individual Names on Record
Last Sale	$495,000 (Feb 2026)
Tax Bill	$2,567 (2024)
Deeds & Mortgages	Feb 2026 Sale & Mortgage Oct 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`001-12843-001`

Property Details

APN / Parcel Number

Primary APN	`001-12843-001`
Alternative APN	`40426`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	4,330 sqft Living Area
Gross Area	5,192 sqft
1st Floor Area	1,550 sqft
Upper Floors Area	1,328 sqft
Basement Area	1,452 sqft
Finished Basement	1,452 sqft
Flooring	Ceramic Tile

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Foundation Type	Closed Piers
Roof Type	Gable
Roof Material	Fiberglass
Lot Area	221,720 sqft (5.09 acres)
Garage Type	Attached
Garage Area	862 sqft
Driveway	Concrete Driveway
Driveway Area	720 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	174 sqft
Deck Area	Deck Area
Patio Area	310 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	227 HILLTOP RD
City	CABOT
State	AR
Zip	72023-7704
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N1/2 NW SE SW
Legal Range	10
Legal Township	05N
Legal Section	27
Legal Subdivision	T5N-R10
Legal Block	1
Jurisdiction	LONOKE AR
Township / Civil Division	MAGNESS
Census Block Group	1
Census Block	1004
Census Tract	20105

Owner

Source: Lonoke County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	227 HILLTOP RD, CABOT, AR 72023-7704
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2026	Warranty Deed, Transfer · VA Mortgage ARVEST BANK
Oct 29, 2021	Warranty Deed, Transfer · Conventional Mortgage EAGLE BANK & TRUST CO
Oct 1, 2020	Loan Modification, Mortgage FIRST AR BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 18, 2026 · Amount on Record
Deed Sale	Feb 18, 2026 · Amount on Record
Prior Sale	Oct 29, 2021 · Amount on Record
Deed Document Number	20261572
Record Updated	Oct 29, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LONOKE AR
Recording Date	Feb 18, 2026
Property Address	227 HILLTOP RD, CABOT, AR 72023-7704
Document Number	0000001572
Book / Page	2026 / 1572
Instrument Date	Feb 13, 2026
Instrument	2026-01572
Transaction Type	Transfer
Record Updated	Mar 9, 2026
Title Company	AMERICAN ABSTRACT CORPORATION, AMERICAN ABSTRACT & TITLE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,633.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	227 HILLTOP RD, CABOT, AR 72023-7704

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	227 HILLTOP RD, CABOT, AR 72023-7704

Mortgage

Document Number	0202601573
Date	Feb 18, 2026
Instrument	2026-01573

Lender

Name	ARVEST BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LONOKE AR
Recording Date	Oct 29, 2021
Property Address	227 HILLTOP RD, CABOT, AR 72023-7704
Document Number	0000014545
Book / Page	2021 / 14545
Instrument Date	Oct 21, 2021
Instrument	2021-14545
Transaction Type	Transfer
Record Updated	Mar 9, 2026
Title Company	LENDERS TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,468.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	227 HILLTOP RD, CABOT, AR 72023-7704

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1501 N UNIVERSITY AVE STE 155, 155, LITTLE ROCK, AR 72207-5230

Mortgage

Document Number	0202114546
Date	Oct 29, 2021
Instrument	2021-14546

Lender

Name	EAGLE BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

October 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LONOKE AR
Property Address	227 HILLTOP RD, CABOT, AR 72023-7704
Document Number	0000012342
Instrument Date	Oct 1, 2020
Transaction Type	Mortgage
Record Updated	Nov 17, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	227 HILLTOP RD CABOT AR 720237704, CABOT, AR 72023-7704

Mortgage

Document Number	0000012342
Date	Oct 27, 2020
Instrument	12342

Lender

Name	FIRST AR BK&TR
Type	Bank
Address	JACKSONVILLE, AR 72078

Agreement

Term	36 Months
Due	Oct 26, 2023

Tax Assessment & Valuation

Source: Lonoke County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Lonoke County
Unified School District	Cabot Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$65,840 (-) Land $1,590 Building $64,250	$329,200 (-) Land $7,950 Building $321,250
2024	$2,567.00 (-2.84%)
2023	$2,642.00 Homeowner's exemption	$65,840 Land $1,590 Building $64,250	$329,200 Land $7,950 Building $321,250

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Nearby Flood Policies	15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 66% of Arkansas
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CABOT WATERWORKS federal government · serves 27,578 people · EPA ID AR0000338
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Connect2First Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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