227 Hillside Ter, Vista, CA 92084 Property Records

San Diego County property record for 227 Hillside Ter, Vista, CA 92084

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 956 sqft · built 1955
Lot Size	0.256 acres (11,168 sqft)
Owner	Individual Name on Record
Last Sale	$695,000 (Dec 2024)
Tax Bill	$9,622 (2025)
Deeds & Mortgages	Jun 2026 Mortgage May 2026 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`175-191-09-00`

Property Details

APN / Parcel Number

Primary APN	`175-191-09-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	956 sqft Living Area

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Lot Area	11,168 sqft (0.256 acres)
Garage Type	Carport
Carport	Carport

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	227 HILLSIDE TER
City	VISTA
State	CA
Zip	92084-5141
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SPI
Legal Description	LOT 1 LOT 9 MAP 1472 & IN TR 002190
Legal Subdivision	VISTA HEIGHTS
Legal Tract	002190
Legal Block	3
Legal Lot Number	1,9
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3000
Census Tract	19502

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1329 N SANTA FE AVE, 108, VISTA, CA 92084-3759
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2026	Deed of Trust, Mortgage · Conventional Mortgage CHICAGO TITLE W, CHICAGO TITLE
May 14, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 1, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage BUTTON FINANCE INC
Feb 1, 2024	Deed of Trust, Mortgage · Commercial Mortgage SHAO FENG ZHU
Jul 10, 2019	Quit Claim Deed, Transfer EXCELERATE CAP
Jul 10, 2019	Grant Deed, Transfer · Conventional with PMI EXCELERATE CAP
Sep 22, 2017	Deed of Trust, Mortgage · Conventional with PMI SYNERGY ONE LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 20, 2024 · Amount on Record
Deed Sale	Dec 20, 2024 · Amount on Record
Prior Sale	Jul 10, 2019 · Amount on Record
Deed Document Number	2024352589
Prior Transfer Date	Jun 12, 2019
Prior Transfer Doc	0000274715
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 30, 2026
Property Address	227 HILLSIDE TER, VISTA, CA 92084-5141
Document Number	0000186377
Instrument Date	Jun 22, 2026
Instrument	2026186377
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000186377,
Date	Jun 30, 2026
Instrument	2026186377

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.51%
Initial Type	Fixed Rate
Max Rate	-1%

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	May 14, 2026
Property Address	227 HILLSIDE TER, VISTA, CA 92084-5141
Document Number	0000138603
Instrument Date	May 9, 2026
Instrument	2026138603
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000138603,
Date	May 14, 2026
Instrument	2026138603

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	227 HILLSIDE TER, VISTA, CA 92084-5141
Transaction Type	Mortgage
Record Updated	Oct 13, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	227 HILLSIDE TER, VISTA, CA 92084-5141

Mortgage

Document Number	0000273079
Date	Oct 1, 2025
Instrument	2025-0273079

Lender

Name	BUTTON FINANCE INC
Type	Mortgage Company
Address	WHITE PLAINS, NY 10606

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2055

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	227 HILLSIDE TER, VISTA, CA 92084-5141
Transaction Type	Mortgage
Record Updated	Feb 9, 2024
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	227 HILLSIDE TER, VISTA, CA 92084-5141

Mortgage

Document Number	0000027439
Date	Feb 1, 2024
Instrument	2024-0027439

Lender

Name	SHAO FENG ZHU
Type	Private Party
Address	214 ASHTON AVE, SAN FRANCISCO, CA 94112

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 10, 2019
Property Address	227 HILLSIDE TER, VISTA, CA 92084-5141
Document Number	0000274715
Instrument Date	Jun 12, 2019
Instrument	274715
Transaction Type	Transfer
Record Updated	Jun 1, 2020
Title Company	TICOR TITLE-SAN DIEGO

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2372 CARINGA WAY #D CARLSBAD CA 920096323, D, CARLSBAD, CA 92009-6323

Mortgage

Document Number	274717
Date	Jul 10, 2019
Instrument	274717

Lender

Name	EXCELERATE CAP
Address	NEWPORT BEACH, CA 92660

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 9, 2049

Interest

Rate Type	Adjustable Rate
Rate	6.05%

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 10, 2019
Property Address	227 HILLSIDE TER, VISTA, CA 92084-5141
Document Number	0000274716
Instrument Date	Jun 7, 2019
Instrument	274716
Transaction Type	Transfer
Record Updated	Jun 1, 2020
Title Company	TICOR TITLE-SAN DIEGO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$447.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2372 CARINGA WAY #D CARLSBAD CA 920096323, D, CARLSBAD, CA 92009-6323

Mortgage

Document Number	274717
Date	Jul 10, 2019
Instrument	274717

Lender

Name	EXCELERATE CAP
Address	NEWPORT BEACH, CA 92660

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 9, 2049

Interest

Rate Type	Adjustable Rate
Rate	6.05%

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	227 HILLSIDE TER, VISTA, CA 92084-5141
Document Number	0000446966
Instrument Date	Sep 22, 2017
Transaction Type	Mortgage
Record Updated	Oct 4, 2017
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	227 HILLSIDE TER VISTA CA 920845141, VISTA, CA 92084-5141

Mortgage

Document Number	0000446966
Date	Sep 28, 2017
Instrument	446966

Lender

Name	SYNERGY ONE LNDG
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 27, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Vista City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$813,900 (+17.11%) Land $586,500 Building $227,400
2025	$9,622.00 (+74.69%)	$695,000 (+62.85%) Land $575,000 Building $120,000
2024	$5,508.00 (+2.13%)
2023	$5,393.00 (+0.2%)	$426,776 Land $308,653 Building $118,123
2022	$5,382.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1998–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Feb 2024 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VISTA IRRIGATION DISTRICT serves 134,501 people · EPA ID CA3710027
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 546 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: GeoLinks, San Diego Broadband, T-Mobile.

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