227 Harbor Dr, Spring City, TN 37381 Property Records

Rhea County property record for 227 Harbor Dr, Spring City, TN 37381

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,716 sqft · built 1982
Lot Size	0.642 acres (27,976 sqft)
Owner	Individual Name on File
Last Sale	$148,888 (Feb 2019)
Tax Bill	$720 (2025)
Deeds & Mortgages	Feb 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`072044N A 00300`

Property Details

APN / Parcel Number

Primary APN	`072044N A 00300`
Alternative APN	`044N A 00300`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,716 sqft Living Area
1st Floor Area	1,716 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1982
Effective Year Built	Effective 2004
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	27,976 sqft (0.642 acres)
Lot Dimensions	269 ft deep x 104 ft wide
Terrain	Rolling

Exterior Amenities

Porch	Open Porch
Porch Area	160 sqft
Deck Area	56 sqft
Patio Area	228 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	227 HARBOR DR
City	SPRING CITY
State	TN
Zip	37381-3737
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 2; SUBDIVISION: HIDDEN HARBOR; BLOCK: 3
Legal Subdivision	HIDDEN HARBOR
Legal Block	3
Legal Lot Number	57
Jurisdiction	RHEA TN
Township / Civil Division	3
Census Block Group	1
Census Block	1043
Census Tract	975100

Owner

227 Harbor Dr is owned and occupied by an individual who bought it in February 2019.

Source: Rhea County records, as of January 26, 2026

Owner of Record	Individual Name on File
Mailing Address	227 HARBOR DR, SPRING CITY, TN 37381-3737
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 15, 2019 · Amount on File
Deed Sale	Feb 15, 2019 · Amount on File
Deed Document Number	19009951
Deed Book / Page	472 / 656
Record Updated	Jun 8, 2026

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RHEA TN
Recording Date	Feb 15, 2019
Property Address	227 HARBOR DR, SPRING CITY, TN 37381-3737
Document Number	0000009951
Book / Page	000472 / 000656
Instrument Date	Feb 13, 2018
Instrument	9951
Transaction Type	Transfer
Record Updated	Feb 21, 2019
Title Company	CROSSLAND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$550.89
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	227 HARBOR DR SPRING CITY TN 373813737, SPRING CITY, TN 37381-3737

Mortgage

Document Number	9952
Date	Feb 15, 2019
Book Page	000605/000783
Instrument	9952

Lender

Name	SOUTHEAST BK
Type	Bank
Address	FARRAGUT, TN 37934

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 14, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 227 Harbor Dr was $720.

Source: Rhea County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Rhea County
Unified School District	Rhea County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$720.00	$53,425 Land $5,000 Building $48,425
2024			$213,700 Land $20,000 Building $193,700
2022		$31,975 Land $3,825 Building $28,150	$127,900 Land $15,300 Building $112,600
2021	$721.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 227 Harbor Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1993–2004)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 2004 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 227 Harbor Dr is moderate, ranking above 42% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 60% of Tennessee
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATTS BAR UTILITY DISTRICT serves 16,253 people · EPA ID TN0000872
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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