Cabarrus County property record for 227 Guy Ave NW, Concord, NC 28025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,191 sqft · built 1937 |
| Lot Size | 0.155 acres (6,720 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $66,500 (Jul 2020) |
| Tax Bill | $1,136 (2023) |
| Deeds & Mortgages | Jun 2026 Line of Credit Sep 2020 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 5620 66 4944 |
| Primary APN | 5620 66 4944 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,191 sqft Living Area |
| Gross Area | 1,509 sqft |
| 1st Floor Area | 1,191 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1937 |
|---|---|
| Effective Year Built | Effective 1975 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 6,720 sqft (0.155 acres) |
| Lot Dimensions | 112 ft deep x 60 ft wide |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 318 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 138786 |
|---|---|
| Street Address | 227 GUY AVE NW |
| City | CONCORD |
| State | NC |
| Zip | 28025-4915 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RC |
| Legal Description | EAST INTERSEC GUY AVE & KERR ST |
| Legal Subdivision | OLD CONCORD MIDDLE SCHOOL |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 12, CONCORD |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 41902 |
227 Guy Ave NW is owned and occupied by two individuals who bought it in July 2020.
Source: Cabarrus County records, as of August 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 227 GUY AVE NW, CONCORD, NC 28025-4915 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 25, 2026 | Deed of Trust, Mortgage · Line of Credit PEOPLES BANK |
| Sep 10, 2020 | Warranty Deed, Transfer ATTORNEY ONLY |
| Jul 8, 2020 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 8, 2020 · Amount on File |
| Deed Sale | Jul 8, 2020 · Amount on File |
| Prior Sale | Mar 21, 1996 · Amount on File |
| Deed Book / Page | 14310 / 96 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Jun 25, 2026 |
| Property Address | 227 GUY AVE NW, CONCORD, NC 28025-4915 |
| Document Number | 0000015129 |
| Book / Page | 18055 / 361 |
| Instrument Date | Jun 18, 2026 |
| Instrument | 202615129 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 227 GUY AVE NW, CONCORD, NC 28025-4915 |
| Document Number | 0000015129, |
|---|---|
| Date | Jun 25, 2026 |
| Book Page | 18055/361 |
| Instrument | 202615129 |
| Name | PEOPLES BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jun 18, 2041 |
| Rate | 5.85% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Sep 10, 2020 |
| Property Address | 227 GUY AVE NW, CONCORD, NC 28025-4915 |
| Document Number | 14484196 |
| Book / Page | 014484 / 000196 |
| Instrument Date | Sep 2, 2020 |
| Instrument | 30555 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 227 GUY AVE NW CONCORD NC 280254915, CONCORD, NC 28025-4915 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Jul 8, 2020 |
| Property Address | 227 GUY AVE NW, CONCORD, NC 28025-4915 |
| Document Number | 1431096 |
| Book / Page | 014310 / 000096 |
| Instrument Date | Feb 21, 2020 |
| Instrument | 21285 |
| Transaction Type | Transfer |
| Record Updated | Aug 26, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $133.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 227 GUY AVE NW CONCORD NC 280254915, CONCORD, NC 28025-4915 |
Source: Cabarrus County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Municipality | Concord City |
| Unified School District | Cabarrus County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $171,020 (-) Land $49,000 Building $122,020 | ||
| 2025 | $171,020 Land $49,000 Building $122,020 | ||
| 2024 | $171,020 (+81.51%) Land $49,000 Building $122,020 | ||
| 2023 | $1,136.00 | $94,220 Land $24,000 Building $70,220 | $94,220 Land $24,000 Building $70,220 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 227 Guy Ave NW in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 227 Guy Ave NW is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.9% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CONCORD serves 120,771 people · EPA ID NC0113010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Apr 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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