227 Gull Ln, Lavallette, NJ 08735 Property Records

Ocean County and Toms River Township property record for 227 Gull Ln, Lavallette, NJ 08735

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 780 sqft · built 2012
Lot Size	0.041 acres (1,799 sqft)
Owner	2 Individual Names on File
Last Sale	$435,000 (Feb 2009)
Tax Bill	$13,795 (2025)
Deeds & Mortgages	Jan 2020 Mortgage
Flood Zone	Zone AE (high risk)
APN	`08-01104-04-00005`

Property Details

APN / Parcel Number

Primary APN	`08-01104-04-00005`
Alternative APN	`0801104000400005`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	780 sqft Living Area
Gross Area	936 sqft
1st Floor Area	780 sqft
Basement Area	156 sqft

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asbestos
Lot Area	1,799 sqft (0.041 acres)
Lot Dimensions	45 ft deep x 40 ft wide
Garage Type	Attached
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	227 GULL LN
City	LAVALLETTE
State	NJ
Zip	08735-1408
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB4
Legal Description	40X45
Legal Subdivision	OCEAN BEACH UN 02 PLAN
Legal Block	1104
Legal Lot Number	5
Jurisdiction	OCEAN NJ
Township / Civil Division	TOMS RIVER
Census Block Group	1
Census Block	1005
Census Tract	722500

Owner

227 Gull Ln is owned by two individuals who bought it in February 2009.

Source: Ocean County and Toms River Township records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7 THISTLE PL, ROBBINSVILLE, NJ 08691-2512
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 5, 2009 · Amount on File
Deed Sale	Feb 5, 2009 · Amount on File
Prior Sale	Aug 7, 1997 · Amount on File
Deed Document Number	200910656
Deed Book / Page	14203 / 1566
Record Updated	Oct 29, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	227 GULL LN, LAVALLETTE, NJ 08735-1408
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FOUNDATION TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0177720913
Date	Jan 31, 2020
Book Page	17772/0913
Instrument	2020011336

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Feb 1, 2030
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.87%
Index	1-Year LIBOR
Max Rate	8.87%

Tax Assessment & Valuation

The 2025 property tax bill for 227 Gull Ln was $13,795, up 7.3% from the year before.

Source: Ocean County and Toms River Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Ocean County
County Subdivision	Toms River Township
Unified School District	Toms River Regional School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$706,000 (-) Land $415,000 Building $291,000	$706,000 (-) Land $415,000 Building $291,000
2025	$13,795.00 (+7.3%)	$706,000 Land $415,000 Building $291,000	$706,000 Land $415,000 Building $291,000
2024	$12,856.00
2023		$706,000 Land $415,000 Building $291,000	$706,000 Land $415,000 Building $291,000
2022	$11,783.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 227 Gull Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	6.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 458 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	458 in force
Nearby Flood Claims	1,077 (1978–2026)
Claims Outside the SFHA	13 of 1,077
Most Recent Claim	Jul 2026 · tidal / storm surge
Claims by Event	Hurricane Sandy, Nov 2012 · 649 claims Hurricane Irene, Aug 2011 · 149 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 124 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 227 Gull Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 602 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20