Eau Claire County property record for 227 Ferry St, Eau Claire, WI 54703
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,297 sqft · built 1948 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on File |
| Last Sale | $131,000 (Mar 2020) |
| Tax Bill | $2,665 (2025) |
| Deeds & Mortgages | Mar 2020 Sale & Mortgage Feb 2019 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-0106-000 |
| Primary APN | 04-0106-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,297 sqft Living Area |
| Basement Area | 768 sqft |
| Finished Basement | 460 sqft |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Architectural Style | Cape Cod |
| Exterior Material | Metal |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 132 ft deep x 66 ft wide |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Street Address | 227 FERRY ST |
|---|---|
| City | EAU CLAIRE |
| State | WI |
| Zip | 54703-5944 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LOT 5 BLK 2 SUB-DIV OF BLK 2 OF DANIEL SHAW LBR CO ADD |
| Legal Range | 10W |
| Legal Township | 27N |
| Legal Section | 25 |
| Legal Subdivision | LO SUB-DIV |
| Legal Block | 2 |
| Legal Lot Number | 5 |
| Jurisdiction | EAU CLAIRE WI |
| Township / Civil Division | EAU CLAIRE |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 1300 |
227 Ferry St is owned and occupied by an individual who bought it in March 2020.
Source: Eau Claire County records, as of April 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 227 FERRY ST, EAU CLAIRE, WI 54703-5944 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 4, 2020 | Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS |
| Feb 1, 2019 | Deed of Trust, Mortgage · Line of Credit ROYAL CU |
| Feb 9, 2018 | Deed of Trust, Mortgage · Conventional Mortgage ROYAL CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 4, 2020 · Amount on File |
| Deed Sale | Mar 4, 2020 · Amount on File |
| Prior Sale | Oct 16, 2006 · Amount on File |
| Deed Document Number | 20201187871 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EAU CLAIRE WI |
| Recording Date | Mar 4, 2020 |
| Property Address | 227 FERRY ST, EAU CLAIRE, WI 54703-5944 |
| Document Number | 0001187871 |
| Instrument Date | Mar 3, 2020 |
| Instrument | 1187871 |
| Transaction Type | Transfer |
| Record Updated | Mar 19, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $393.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 227 FERRY ST EAU CLAIRE WI 547035944, EAU CLAIRE, WI 54703-5944 |
| Document Number | 1187872 |
|---|---|
| Date | Mar 4, 2020 |
| Instrument | 1187872 |
| Name | VETERANS UNITED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 3, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EAU CLAIRE WI |
| Property Address | 227 FERRY ST, EAU CLAIRE, WI 54703-5944 |
| Document Number | 0001171377 |
| Instrument Date | Feb 1, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 26, 2019 |
| Name | Verified Name |
|---|---|
| Address | 227 FERRY ST EAU CLAIRE WI 547035944, EAU CLAIRE, WI 54703-5944 |
| Document Number | 0001171377 |
|---|---|
| Date | Feb 6, 2019 |
| Instrument | 1171377 |
| Name | ROYAL CU |
|---|---|
| Type | Credit Union |
| Address | EAU CLAIRE, WI 54703 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Feb 5, 2039 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EAU CLAIRE WI |
| Property Address | 227 FERRY ST, EAU CLAIRE, WI 54703-5944 |
| Document Number | 0001157964 |
| Instrument Date | Feb 9, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 21, 2018 |
| Name | Verified Name |
|---|---|
| Address | 227 FERRY ST EAU CLAIRE WI 547035944, EAU CLAIRE, WI 54703-5944 |
| Document Number | 0001157964 |
|---|---|
| Date | Mar 9, 2018 |
| Instrument | 1157964 |
| Name | ROYAL CU |
|---|---|
| Type | Credit Union |
| Address | EAU CLAIRE, WI 54703 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Mar 8, 2033 |
The 2025 property tax bill for 227 Ferry St was $2,665 with a homeowner's exemption.
Source: Eau Claire County assessment roll, as of April 23, 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Eau Claire County |
| Municipality | Eau Claire City |
| Unified School District | Eau Claire Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,665.00 | $142,900 Land $18,100 Building $124,800 | $187,000 |
| 2023 | $142,900 (+9%) Land $18,100 Building $124,800 | ||
| 2022 | $131,100 Land $18,100 Building $113,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 227 Ferry St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1980) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 1980 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 227 Ferry St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Wisconsin |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAU CLAIRE WATERWORKS serves 70,587 people · EPA ID WI6180230 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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