227 Elm St, Ilion, NY 13357 Property Records

Herkimer County and German Flatts Town property record for 227 Elm St, Ilion, NY 13357

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,440 sqft · built 1890
Lot Size	0.298 acres (13,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$59,360 (May 2001)
Tax Bill	$3,796 (2026)
Deeds & Mortgages	Apr 2026 Line of Credit
APN	`212801 119.60-1-13`

Property Details

APN / Parcel Number

Primary APN	`212801 119.60-1-13`
Alternative APNs	`280111906000010130000000` `022035550`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,440 sqft Living Area
1st Floor Area	720 sqft
2nd Floor Area	720 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	13,000 sqft (0.298 acres)
Lot Dimensions	100 ft deep x 130 ft wide
Garage Type	Detached
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	230 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	022035550
Street Address	227 ELM ST
City	ILION
State	NY
Zip	13357-2523
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	227 ELM ST E R1 G BLDG
Legal Block	1
Legal Lot Number	13.000
Jurisdiction	HERKIMER NY
Township / Civil Division	GERMAN FLATTS
Census Block Group	5
Census Block	5020
Census Tract	10300

Owner

Source: Herkimer County and German Flatts Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	227 ELM ST, ILION, NY 13357-2523
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 15, 2001 · Amount on Record
Deed Sale	May 15, 2001 · Amount on Record
Deed Book / Page	893 / 20
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERKIMER NY
Recording Date	Apr 10, 2026
Property Address	227 ELM ST, ILION, NY 13357-2523
Document Number	RP20261655
Instrument Date	Mar 18, 2026
Instrument	20261655
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	227 ELM ST, ILION, NY 13357-2523

Mortgage

Document Number	0000001655,
Date	Apr 10, 2026
Instrument	20261655

Lender

Name	ARLINGTON FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2041

Interest

Rate Type	Adjustable Rate
Rate	5.35%
Initial Type	Adjustable Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Herkimer County and German Flatts Town assessment roll, as of May 1, 2026

Property Jurisdictions

Type	Name
State	New York
County	Herkimer County
County Subdivision	German Flatts Town
Municipality	Ilion Village
Unified School District	Central Valley Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,796.00 (+2.84%) Homeowner's exemption
2025	$3,691.00 (-34.16%)	$56,400 (-) Land $9,600 Building $46,800	$105,618 (+3%) Land $17,978 Building $87,640
2023		$56,400 Land $9,600 Building $46,800	$102,545 Land $17,454 Building $85,091
2020	$5,606.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 37 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	37 in force
Nearby Flood Claims	15 (1999–2013)
Most Recent Claim	Jun 2013 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2013 · 10 claims Remnants Of Tropical Storm Lee, Sep 2011 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ILION (V) WATER WORKS serves 8,053 people · EPA ID NY2102307
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	36 ppb (2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Aug 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 409 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20