227 Elk Ranch Rd, Fraser, CO 80442 Property Records

Grand County property record for 227 Elk Ranch Rd, Fraser, CO 80442

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.25 ba · 2,318 sqft · built 2018
Lot Size	0.134 acres (5,837 sqft)
Owner	2 Individual Names on File
Last Sale	$656,813 (Feb 2019)
Tax Bill	$9,602 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Feb 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R310231`

Property Details

APN / Parcel Number

Primary APN	`R310231`
Alternative APN	`158720314007`

Interior

Bedrooms	3 Beds
Full Baths	3.25 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,318 sqft
Gross Area	3,316 sqft
Basement Area	1,159 sqft
Finished Basement	1,159 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Custom Design
Construction Type	Frame
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	5,837 sqft (0.134 acres)
Garage Area	482 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	R310231
Street Address	227 ELK RANCH RD
City	FRASER
State	CO
Zip	80442-5071
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	46
Legal Description	SUBD: ELK CREEK AT GRAND PARK FILING 3 LOT: 21
Legal Subdivision	ELK CREEK AT GRAND PARK FILING 3
Legal Block	14
Legal Lot Number	21
Jurisdiction	GRAND CO
Township / Civil Division	GRANBY
Census Block Group	1
Census Block	1018
Census Tract	204

Owner

227 Elk Ranch Rd is owned by two individuals who bought it in February 2019.

Source: Grand County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7720 COTTESMORE DR, NAPLES, FL 34113-3179
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage EVERETT FINANCIAL INC
Feb 26, 2019	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage EVERETT FINANCIAL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 26, 2019 · Amount on File
Deed Sale	Feb 26, 2019 · Amount on File
Deed Document Number	20191701
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAND CO
Property Address	227 ELK RANCH RD, FRASER, CO 80442-5071
Transaction Type	Mortgage
Record Updated	Jul 12, 2022
Title Company	HOMESTEAD TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020003061
Date	Apr 23, 2020
Instrument	2020003061

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company
Address	DALLAS, TX 75254

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

February 2019: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	GRAND CO
Recording Date	Feb 26, 2019
Property Address	227 ELK RANCH RD, FRASER, CO 80442-5071
Document Number	2019001701
Map Reference	DOC20180000114
Instrument Date	Feb 26, 2019
Instrument	2019001701
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 12, 2022
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$65.68
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 30, WINTER PARK, CO 80482-0030

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	16594 TURRET WAY, BROOMFIELD, CO 80023-4663

Mortgage

Document Number	2019001702
Date	Feb 26, 2019
Instrument	2019001702

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 227 Elk Ranch Rd was $9,602.

Source: Grand County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Grand County
Municipality	Fraser Town
Unified School District	East Grand School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,602.00	$85,500 Land $12,500 Building $73,000	$1,367,940 Land $200,000 Building $1,167,940
2023	$9,425.00 (+60.89%)	$84,540 (+64.96%) Land $7,700 Building $76,840	$1,261,830 (+71.12%) Land $114,990 Building $1,146,840
2022	$5,858.00	$51,250 Land $4,170 Building $47,080	$737,390 Land $60,000 Building $677,390

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 227 Elk Ranch Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 227 Elk Ranch Rd is moderate, ranking above 67% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 60% of Colorado
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
ElektraFi Fixed Wireless	400 / 60

May also be available: AT&T.

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