Monroe County property record for 227 el Capitan Dr, Islamorada, FL 33036
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,583 sqft · built 1987 |
| Lot Size | 0.122 acres (5,300 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $590,000 (Jun 2014) |
| Tax Bill | $9,777 (2024) |
| Deeds & Mortgages | Dec 2022 Transfer Oct 2020 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 00394486-004200 |
| Primary APN | 00394486-004200 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,583 sqft Living Area |
| Gross Area | 2,065 sqft |
| 1st Floor Area | 1,583 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 5,300 sqft (0.122 acres) |
| Lot Dimensions | 100 ft deep x 53 ft wide |
| View / Lot | Canal |
| Garage Type | Attached |
| Garage Area | 482 sqft |
| Porch | Open Porch |
| Porch Area | 624 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1483648 |
|---|---|
| Street Address | 227 EL CAPITAN DR |
| City | ISLAMORADA |
| State | FL |
| Zip | 33036-4104 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR |
| Legal Description | SW 1/2 LOT 42 PORT ANTIGUA PLAT NO 1 PB6-13 AND PT TR 5 MATECUMBE SANDY BEACH PB 3-127 (BAY BTM) OR428-289/90 OR805-1718 OR984-2343 OR984-2344 OR984-2345 OR1004-102 OR1040-489 OR1040-1617 OR1040-1626 OR1904-218 OR2691-1383/85 OR2743-1250/52 OR2743-12 |
| Legal Range | 36E |
| Legal Township | 64S |
| Legal Section | 20 |
| Legal Subdivision | PORT ANTIGUA PLAT NO 1 |
| Legal Tract | 5 |
| Legal Lot Number | 42 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 970900 |
Source: Monroe County records, as of March 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1 N OCEAN BLVD, 910, POMPANO BEACH, FL 33062-5734 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 6, 2022 | Intrafamily Transfer, Transfer ACCOMMODATION |
| Oct 27, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NP INC |
| Feb 5, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 26, 2014 · Amount on Record |
| Deed Sale | Jun 26, 2014 · Amount on Record |
| Prior Sale | Jul 1, 2003 · Amount on Record |
| Deed Document Number | 20141987891 |
| Deed Book / Page | 2691 / 1383 |
| Last Transfer Date | Dec 1, 2022 |
| Transfer Doc | 0032032211 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Dec 6, 2022 |
| Property Address | 227 EL CAPITAN DR, ISLAMORADA, FL 33036-4104 |
| Document Number | 0032032211 |
| Book / Page | 3203 / 2211 |
| Map Reference | MB 6 PG 13 |
| Instrument Date | Dec 1, 2022 |
| Instrument | 2399658 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3751 NE 28TH AVE, LIGHTHOUSE POINT, FL 33064-8411 |
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 3751 NE 28TH AVE, LIGHTHOUSE POINT, FL 33064-8411 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 227 EL CAPITAN DR, ISLAMORADA, FL 33036-4104 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|---|
| Address | 3751 NE 28TH AVE, LIGHTHOUSE POINT, FL 33064-8411 |
| Document Number | 0030530419 |
|---|---|
| Date | Oct 27, 2020 |
| Book Page | 3053/419 |
| Instrument | 2288250 |
| Name | NP INC |
|---|---|
| Type | Non-Lending Institution |
| Address | BOCA RATON, FL 33431 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 1, 2035 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Feb 5, 2020 |
| Property Address | 227 EL CAPITAN DR, ISLAMORADA, FL 33036-4104 |
| Document Number | 0030070946 |
| Book / Page | 003007 / 000946 |
| Instrument Date | Nov 19, 2019 |
| Instrument | 2254863 |
| Transaction Type | Transfer |
| Record Updated | Mar 4, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 189 EL CAPITAN DR ISLAMORADA FL 330364108, ISLAMORADA, FL 33036-4108 |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,055,494 (+5.82%) Land $761,275 Building $294,219 | $1,055,494 (+5.82%) Land $761,275 Building $294,219 | |
| 2024 | $9,777.00 (+5.17%) | ||
| 2023 | $9,296.00 (+10.59%) | $997,474 (+19.76%) Land $712,118 Building $285,356 | $997,474 (+19.76%) Land $712,118 Building $285,356 |
| 2022 | $8,406.00 | $832,917 Land $547,791 Building $285,126 | $832,917 Land $547,791 Building $285,126 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 493 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 650 units insured incl. 157 condo units |
| Nearby Flood Claims | 553 (1981–2020) |
| Claims Outside the SFHA | 2 of 553 |
| Most Recent Claim | Nov 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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