227 E Valley Ave, Elysburg, PA 17824 Property Records

Northumberland County property record for 227 E Valley Ave, Elysburg, PA 17824

Property Summary

Property TypeSingle Family Home
Lot Size0.14 acres (6,098 sqft)
OwnerIndividual Name on File
Last Sale$109,000 (Dec 2019)
Tax Bill$1,795 (2026)
Deeds & MortgagesJun 2026 Mortgage
Dec 2019 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN040-02-044-231

Property Details

APN / Parcel Number

Primary APN040-02-044-231

Exterior

Lot Area6,098 sqft (0.14 acres)

Location & Zoning

Street Address227 E VALLEY AVE
CityELYSBURG
StatePA
Zip17824-7073
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description.14 AC
Legal SubdivisionELYSBURG GARDEBS
Legal BlockO
JurisdictionNORTHUMBERLAND PA
Township / Civil DivisionRALPHO
Census Block Group3
Census Block3026
Census Tract80800

Owner

Source: Northumberland County records · APN 040-02-044-231

Assessment roll updated March 31, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address227 E VALLEY AVE, ELYSBURG, PA 17824-7073
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 01, 2026Deed of Trust, Mortgage · Conventional Mortgage
KMC FEDERAL CREDIT UNION
Dec 30, 2019Deed, Transfer · Conventional Mortgage
UNB BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 30, 2019 · Amount on Record
Deed SaleDec 30, 2019 · Amount on Record
Deed Document Number201920476
Deed Book / Page2973 / 432
Record UpdatedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNORTHUMBERLAND PA
Recording DateJun 01, 2026
Property Address227 E VALLEY AVE, ELYSBURG, PA 17824-7073
Document Number0000007767
Book / Page3482 / 446
Instrument DateMay 23, 2026
Instrument20267767
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address227 E VALLEY AVE, ELYSBURG, PA 17824-7073

Mortgage

Document Number0000007767,
DateJun 01, 2026
Book Page3482/446
Instrument20267767
Lender
NameKMC FEDERAL CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term60 Months
DueJun 07, 2031
Interest
Rate6.23%
Max Rate-1%

December 2019: Deed, Transfer

Document TypeDeed
JurisdictionNORTHUMBERLAND PA
Recording DateDec 30, 2019
Property Address227 E VALLEY AVE, ELYSBURG, PA 17824-7073
Document Number002973/432
Book / Page2973 / 432
Instrument DateDec 16, 2019
Instrument201920476
Transaction TypeTransfer
Record UpdatedMay 03, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,268.25
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address227 E VALLEY AVE, ELYSBURG, PA 17824-7073

Mortgage

Document Number0201920477
DateDec 30, 2019
Instrument201920477
Lender
NameUNB BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term308 Months
DueAug 23, 2045

Tax Assessment & Valuation

Source: Northumberland County records · Assessment roll updated March 31, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StatePennsylvania
CountyNorthumberland County
County SubdivisionRalpho Township
Unified School DistrictSouthern Columbia Area School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$1,795.00 (+11.28%)$14,800 (-) Land $680 Building $14,120
2024$1,613.00$14,800 (-) Land $680 Building $14,120
2023$1,613.00$14,800 Land $680 Building $14,120
1972$14,800 Land $680 Building $14,120

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Northumberland County (42097C), updated August 9, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 420970808003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 17 policies
Nearby Flood Policies17 in force
Nearby Flood Claims56 (1978–2018)
Claims Outside the SFHA30 of 56
Most Recent ClaimAug 2018 · river or lake flooding
Claims by Event
  • Tropical Storm Lee, Sep 2011 · 20 claims
  • Severe Storms, Flooding, And Mudslides, Jun 2006 · 14 claims
  • Severe Storms And Flooding, Jan 1996 · 10 claims

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 200 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
Service Electric Television
Cable
2,000 / 200
Verizon
Fixed Wireless
300 / 20

May also be available: Skypacket Networks.

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water SystemAQUA PA ROARING CREEK DIVISION
private · serves 43,000 people
Water SourceSurface water
Last State InspectionMay 2025
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureOrganic carbon removal
Apr 2026
Monitoring and Reporting3
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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