227 E Main St, Stillman Valley, IL 61084 Property Records

Ogle County property record for 227 E Main St, Stillman Valley, IL 61084

Property Summary

Property Type	Single Family Home
Details	1,735 sqft · built 1930
Lot Size	0.552 acres (24,083 sqft)
Owner	Individual Name on File
Last Sale	$150,000 (Oct 2023)
Tax Bill	$4,166 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Sep 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-01-306-004`

Property Details

APN / Parcel Number

Primary APN	`10-01-306-004`

Interior

Stories	2 Stories
Building Area	1,735 sqft Living Area

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Lot Area	24,083 sqft (0.552 acres)
Lot Dimensions	132 ft deep x 99 ft wide

Location & Zoning

Street Address	227 E MAIN ST
City	STILLMAN VALLEY
State	IL
Zip	61084-8970
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RNG/BLK: TWP:0 SECT/LOT: LOTS 1 & 8 (EX W 16.5FT) & LOT 9 (EX E 16.5FT) & ALLEY ADJ BLK 5 VIL OF STILLMAN VALLEY
Legal Subdivision	VILLAGE STILLMAN VLY
Legal Block	5
Legal Lot Number	1,8-9
Jurisdiction	OGLE IL
Township / Civil Division	MARION
Census Block Group	2
Census Block	2019
Census Tract	961002

Owner

227 E Main St is owned and occupied by an individual who bought it in October 2023.

Source: Ogle County records, as of May 19, 2026

Owner of Record	Individual Name on File
Mailing Address	227 E MAIN ST, STILLMAN VALLEY, IL 61084-8970
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2023	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Sep 19, 2018	Deed of Trust, Mortgage · Conventional Mortgage STERLING BANK & TRUST FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 30, 2023 · Amount on File
Deed Sale	Oct 30, 2023 · Amount on File
Prior Sale	Oct 18, 2006 · Amount on File
Deed Document Number	20234727
Record Updated	Oct 29, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OGLE IL
Recording Date	Oct 30, 2023
Property Address	227 E MAIN ST, STILLMAN VALLEY, IL 61084-8970
Document Number	0000004727
Instrument Date	Oct 27, 2023
Instrument	202304727
Transaction Type	Transfer
Record Updated	Nov 22, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$225.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	227 E MAIN ST, STILLMAN VALLEY, IL 61084-8970
Investor	Possibly a Property Investor

Mortgage

Document Number	0000004728
Date	Oct 30, 2023
Instrument	202304728

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OGLE IL
Property Address	227 E MAIN ST, STILLMAN VALLEY, IL 61084-8970
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005198
Date	Sep 19, 2018
Instrument	201805198

Lender

Name	STERLING BANK & TRUST FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	288 Months
Due	Oct 21, 2042

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 227 E Main St was $4,166.

Source: Ogle County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Ogle County
County Subdivision	Marion Township
Municipality	Stillman Valley Village
Unified School District	Meridian Community Unit School District 223 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,166.00	$52,247 Land $10,535 Building $41,712	$156,741 Land $31,605 Building $125,136
2023		$34,889 (+5.07%) Land $9,074 Building $25,815	$104,667 (+5.07%) Land $27,222 Building $77,445
2022	$2,553.00	$33,205 Land $8,636 Building $24,569	$99,615 Land $25,908 Building $73,707

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 227 E Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 30, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 227 E Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STILLMAN VALLEY serves 1,200 people · EPA ID IL1410550
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AaroBand.

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