227 E Lafayette St, Winter Garden, FL 34787 Property Records

Orange County property record for 227 E Lafayette St, Winter Garden, FL 34787

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 660 sqft · built 1951
Lot Size	0.144 acres (6,257 sqft)
Owner	Company Name on Record
Last Sale	$90,000 (May 2021)
Tax Bill	$1,939 (2025)
Deeds & Mortgages	May 2021 Line of Credit May 2021 Sale & Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`23-22-27-0908-00-180`

Property Details

APN / Parcel Number

Primary APN	`23-22-27-0908-00-180`
Alternative APNs	`272223090800180` `118825` `119605` `120989`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	1 Room
Stories	1 Story
Building Area	660 sqft Living Area
Gross Area	708 sqft
1st Floor Area	660 sqft
Utility Area	32 sqft
Flooring	Carpet
Interior Walls	Plywood

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1965
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,257 sqft (0.144 acres)
Porch	Unfinished Open Porch
Porch Area	16 sqft

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Convection
Heating Fuel	Electric

Location & Zoning

Street Address	227 E LAFAYETTE ST
City	WINTER GARDEN
State	FL
Zip	34787-4007
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	M C BRITT SUB NO 1 K/145 LOT 18
Legal Range	27E
Legal Township	22S
Legal Section	23
Legal Subdivision	BRITT M C SUB NO 1
Legal Tract	908
Legal Lot Number	18
Jurisdiction	ORANGE FL
Township / Civil Division	WINTER GARDEN-OCOEE
Census Block Group	3
Census Block	3041
Census Tract	17402

Owner

Source: Orange County records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1702 GLENWICK DR, WINDERMERE, FL 34786-6036
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
May 10, 2021	Deed of Trust, Mortgage · Line of Credit OPS LOANS LLC
May 10, 2021	Warranty Deed, Transfer · Line of Credit OPS LOANS LLC
May 10, 2021	Warranty Deed, Transfer GIANNELL TITLE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 10, 2021 · Amount on Record
Deed Sale	May 10, 2021 · Amount on Record
Prior Sale	May 10, 2021 · Amount on Record
Deed Document Number	2021281661
Prior Transfer Date	May 7, 2021
Prior Transfer Doc	0000281658
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	227 E LAFAYETTE ST, WINTER GARDEN, FL 34787-4007
Transaction Type	Mortgage
Record Updated	Jan 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4326 ISABELLA CIR, WINDERMERE, FL 34786-9512

Mortgage

Document Number	0000281662
Date	May 10, 2021
Instrument	20210281662

Lender

Name	OPS LOANS LLC
Type	Non-Lending Institution
Address	HALLANDALE, FL 33009

Agreement

Type	Line of Credit
Amount	Amount Recorded

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	May 10, 2021
Property Address	227 E LAFAYETTE ST, WINTER GARDEN, FL 34787-4007
Document Number	20210281661
Map Reference	MB K PG 145
Instrument Date	May 7, 2021
Instrument	20210281661
Transaction Type	Transfer
Record Updated	May 26, 2021
Title Company	GIANNELL TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$630.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	600 SILKS RUN UNIT 2290, 600, HALLANDALE BEACH, FL 33009-2788

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4326 ISABELLA CIR, WINDERMERE, FL 34786-9512
Investor	Possibly a Property Investor

Mortgage

Document Number	20210281662
Date	May 10, 2021
Instrument	20210281662

Lender

Name	OPS LOANS LLC
Type	Non-Lending Institution
Address	HALLANDALE, FL 33009

Agreement

Type	Line of Credit
Amount	Amount Recorded

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	May 10, 2021
Property Address	227 E LAFAYETTE ST, WINTER GARDEN, FL 34787-4007
Document Number	20210281657
Map Reference	MB K PG 145
Instrument Date	May 4, 2021
Instrument	20210281657
Transaction Type	Transfer
Record Updated	May 26, 2021
Title Company	GIANNELL TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$350.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1195 JEWEL LAKE RD, 1195, SAGLE, ID 83860-8919

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	600 SILKS RUN UNIT 2290, 2290, HALLANDALE BEACH, FL 33009-2788
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Winter Garden City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$117,975 (+3.13%) Land $93,855 Building $24,120	$117,975 (-6.5%) Land $93,855 Building $24,120
2025	$1,939.00 (+13.33%)	$114,390 (+7.97%)	$126,175 (+19.1%) Land $93,855 Building $32,320
2024	$1,711.00 (+8.5%)
2023	$1,577.00 (+14.94%)	$105,942 (+23.27%) Land $75,084 Building $30,858	$105,942 (+23.27%) Land $75,084 Building $30,858
2022	$1,372.00	$85,943 Land $56,313 Building $29,630	$85,943 Land $56,313 Building $29,630

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER GARDEN WATER DEPT (3 WPS) serves 72,205 people · EPA ID FL3481481
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: CenturyLink, Verizon.

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