227 E Grove St, Oneida, NY 13421 Property Records

Madison County and Oneida City property record for 227 E Grove St, Oneida, NY 13421

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,360 sqft · built 1900
Lot Size	0.45 acres (19,602 sqft)
Owner	2 Company Names on Record
Tax Bill	$9,023 (2026)
Deeds & Mortgages	Nov 2020 Mortgage
APN	`251201 38.33-1-30`

Property Details

APN / Parcel Number

Primary APN	`251201 38.33-1-30`
Alternative APNs	`120103803300010300000000` `INSIDE`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,360 sqft Living Area
1st Floor Area	1,760 sqft
2nd Floor Area	1,600 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	19,602 sqft (0.45 acres)
Lot Dimensions	200 ft deep x 102 ft wide
Porch	Slab
Porch Area	522 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	227 E GROVE ST
City	ONEIDA
State	NY
Zip	13421-2405
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Block	1
Legal Lot Number	30.000
Jurisdiction	MADISON NY
Township / Civil Division	ONEIDA
Census Block Group	2
Census Block	2021
Census Tract	30101

Owner

Source: Madison County and Oneida City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	227 E GROVE ST, ONEIDA, NY 13421-2405
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON NY
Property Address	227 E GROVE ST, ONEIDA, NY 13421-2405
Document Number	0000006557
Instrument Date	Nov 25, 2020
Transaction Type	Mortgage
Record Updated	Jan 8, 2021
Title Company	LEATHERSTOCKING ABSTRACT, LEATHERSTOCKING ABS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	227 E GROVE ST ONEIDA NY 134212405, ONEIDA, NY 13421-2405

Mortgage

Document Number	0000006557
Date	Dec 1, 2020
Instrument	6557

Lender

Name	COMMUNITY BK NA
Address	OLEAN, NY 14760

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Nov 30, 2035

Tax Assessment & Valuation

Source: Madison County and Oneida City assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Madison County
Municipality	Oneida City
Unified School District	Oneida City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,023.00 (-1.48%)
2025	$9,159.00 (+134.49%)	$184,100 (-) Land $17,100 Building $167,000	$259,296 (+7.04%) Land $24,085 Building $235,211
2023		$184,100 (-) Land $17,100 Building $167,000	$242,237 (+9.21%) Land $22,500 Building $219,737
2022	$3,906.00 Homeowner's exemption	$184,100 Land $17,100 Building $167,000	$221,807 Land $20,602 Building $201,205

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 19 policies
Nearby Flood Policies	19 in force
Nearby Flood Claims	44 (1996–2013)
Most Recent Claim	Jun 2013 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2013 · 41 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONEIDA CITY serves 11,393 people · EPA ID NY2602381
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 521 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20