227 E Elwin Rd, Decatur, IL 62521 Property Records

Macon County property record for 227 E Elwin Rd, Decatur, IL 62521

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,352 sqft · built 1961
Lot Size	0.461 acres (20,064 sqft)
Owner	Individual Name on Record
Last Sale	$120,000 (Jun 2021)
Tax Bill	$2,207 (2025)
Deeds & Mortgages	Nov 2022 Mortgage Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-16-02-327-003`

Property Details

APN / Parcel Number

Primary APN	`17-16-02-327-003`
Alternative APN	`16-02-327-003`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,352 sqft Living Area
1st Floor Area	1,352 sqft

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Exterior Material	Wood
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	20,064 sqft (0.461 acres)
Lot Dimensions	96 ft deep x 209 ft wide
Garage Type	Detached
Garage Area	484 sqft

Location & Zoning

Account Number	171602327003
Street Address	227 E ELWIN RD
City	DECATUR
State	IL
Zip	62521-8455
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	L 0004 B 00 SHEPARDS 1ST ADD 58 17 2 04 0419 000 00 209X96
Legal Range	02E
Legal Township	15N
Legal Section	02
Legal Subdivision	SHEPARDS 1ST ADD
Jurisdiction	MACON IL
Township / Civil Division	SOUTH WHEATLAND
Census Block Group	2
Census Block	2003
Census Tract	2602

Owner

Source: Macon County records, as of June 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	227 E ELWIN RD, DECATUR, IL 62521-8455
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2022	Deed of Trust, Mortgage HUD
Jun 28, 2021	Warranty Deed, Transfer · FHA Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 28, 2021 · Amount on Record
Deed Sale	Jun 28, 2021 · Amount on Record
Prior Sale	Oct 15, 2013 · Amount on Record
Deed Document Number	20211980719
Deed Book / Page	4831 / 727
Prior Transfer Date	Oct 11, 2013
Prior Transfer Doc	4335/254
Record Updated	Sep 20, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON IL
Property Address	227 E ELWIN RD, DECATUR, IL 62521-8455
Transaction Type	Mortgage
Record Updated	Nov 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004925/77
Date	Nov 2, 2022
Book Page	4925/77
Instrument	2004006

Lender

Name	HUD
Type	Government Agency

Agreement

Amount	Amount Recorded
Term	348 Months
Due	Jul 1, 2051

Interest

Rate Type	Fixed Rate

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON IL
Recording Date	Jun 28, 2021
Property Address	227 E ELWIN RD, DECATUR, IL 62521-8455
Document Number	4831/727
Book / Page	4831 / 727
Map Reference	PB 300 PG 300
Instrument Date	Jun 25, 2021
Instrument	1980719
Transaction Type	Transfer
Record Updated	Jul 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$180.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	227 E ELWIN RD, DECATUR, IL 62521-8455

Mortgage

Document Number	19807204831728
Date	Jun 28, 2021
Instrument	19807204831728

Lender

Name	QUICKEN LOANS INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate	2.75%

Tax Assessment & Valuation

Source: Macon County assessment roll, as of June 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Macon County
County Subdivision	South Wheatland Township
Unified School District	Meridian Community Unit School District 15 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,207.00 (+0.5%) Homeowner's exemption	$39,791 (+0.7%) Land $4,487 Building $35,304	$119,385 (+0.7%) Land $13,462 Building $105,923
2024	$2,196.00	$39,515 Land $4,456 Building $35,059	$118,557 Land $13,369 Building $105,188

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DECATUR serves 76,122 people · EPA ID IL1150150
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Rise Broadband Fixed Wireless	25 / 5

May also be available: AT&T, T-Mobile.

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