227 E Diamond Ave, Gaithersburg, MD 20877 Property Records

Montgomery County property record for 227 E Diamond Ave, Gaithersburg, MD 20877

Property Summary

Property Type	Restaurant
Details	9,200 sqft · built 1903
Lot Size	0.129 acres (5,628 sqft)
Owner	Company Name on Record
Last Sale	$2,950,000 (Mar 2024)
Tax Bill	$28,218 (2025)
Deeds & Mortgages	Mar 2024 Mortgage Mar 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09-02622152`

Property Details

APN / Parcel Number

Primary APN	`09-02622152`
Alternative APN	`02622152`

Interior

Stories	3 Stories
Building Area	9,200 sqft Gross Area
1st Floor Area	9,200 sqft
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 1903
Effective Year Built	Effective 1903
Exterior Material	Wood
Construction Type	Brick
Fire Resistance	Masonry Walls, Wood Interior
Lot Area	5,628 sqft (0.129 acres)
View / Lot	Commercial/Industrial
Deck Area	1,000 sqft
Patio Area	1,000 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	02622152
Street Address	227 E DIAMOND AVE
City	GAITHERSBURG
State	MD
Zip	20877-3015
Property Category	Commercial
Property Type	Commercial > Retail > Restaurant
Local Zoning Code	CBD
Legal Description	PAR A JA BELTS ADD GAITH
Legal Subdivision	GAITHERSBURG TOWN
Legal Block	4
Legal Lot Number	A
Jurisdiction	MONTGOMERY MD
Township / Civil Division	9
Census Block Group	4
Census Block	4013
Census Tract	700723

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Belt, J. A., Building listed 1984 · 1 contributing resources · NRIS 84001845

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	15312 MASONWOOD DR, GAITHERSBURG, MD 20878-3612
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2024	Deed of Trust, Mortgage · Commercial Mortgage M & T BANK
Mar 20, 2024	Deed of Trust, Mortgage · Commercial Mortgage M & T BANK
Mar 20, 2024	Deed, Transfer · SBA Mortgage CHESAPEAKE BUSINESS FINACE CORP
Oct 12, 2022	Deed, Construction Loan · Construction Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 20, 2024 · Amount on Record
Deed Sale	Mar 20, 2024 · Amount on Record
Prior Sale	Oct 12, 2022 · Amount on Record
Deed Book / Page	67836 / 235
Transfer Doc	1211000413
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	227 E DIAMOND AVE, GAITHERSBURG, MD 20877-3015
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	PASSPORT TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	227 E DIAMOND AVE, GAITHERSBURG, MD 20877-3015

Mortgage

Document Number	0678360272
Date	Mar 20, 2024
Book Page	67836/272

Lender

Name	M & T BANK
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	227 E DIAMOND AVE, GAITHERSBURG, MD 20877-3015
Transaction Type	Mortgage
Record Updated	Apr 4, 2024
Title Company	PASSPORT TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	227 E DIAMOND AVE, GAITHERSBURG, MD 20877-3015

Mortgage

Document Number	0678360272
Date	Mar 20, 2024
Book Page	67836/272

Lender

Name	M & T BANK
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

March 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Mar 20, 2024
Property Address	227 E DIAMOND AVE, GAITHERSBURG, MD 20877-3015
Document Number	0678360235
Book / Page	67836 / 235
Map Reference	MB 15920
Instrument Date	Mar 18, 2024
Transaction Type	Transfer
Record Updated	Apr 4, 2024
Title Company	PASSPORT TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$14,750.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15312 MASONWOOD DR, GAITHERSBURG, MD 20878-3612

Mortgage

Document Number	0067841132
Date	Mar 20, 2024
Instrument	67841/132

Lender

Name	CHESAPEAKE BUSINESS FINACE CORP
Type	Non-Lending Institution

Agreement

Type	SBA Mortgage
Amount	Amount Recorded

Mortgage

Document Number	0678360241
Date	Mar 20, 2024
Book Page	67836/241

Lender

Name	M & T BANK
Type	Bank
Address	BALTIMORE, MD 21202

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

October 2022: Deed, Construction Loan

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Oct 12, 2022
Property Address	227 E DIAMOND AVE, GAITHERSBURG, MD 20877-3015
Document Number	0663710137
Book / Page	66371 / 137
Map Reference	MB 15920
Instrument Date	Oct 6, 2022
Transaction Type	Construction Loan
Record Updated	Oct 27, 2022
Title Company	REGIS TITLE LLC, RGS TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$7,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9204 BALTIMORE AVE, 9204, COLLEGE PARK, MD 20740-1316

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9204 BALTIMORE AVE, COLLEGE PARK, MD 20740-1316

Mortgage

Document Number	0066371142
Date	Oct 12, 2022
Instrument	66371/142

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Municipality	Gaithersburg City
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,482,400 (+6.83%) Land $155,500 Building $1,326,900	$1,482,400 (-) Land $155,500 Building $1,326,900
2025	$28,218.00 (+37%)	$1,387,633 (+15.82%)	$1,482,400 (+23.73%) Land $155,500 Building $1,326,900
2023		$1,198,100 Land $141,300 Building $1,056,800	$1,198,100 Land $141,300 Building $1,056,800
2022	$20,597.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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