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227 E Cottage Pl, York, PA 17403 Property Records

York County property record for 227 E Cottage Pl, York, PA 17403

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,040 sqft · built 1900
Lot Size0.103 acres (4,487 sqft)
OwnerIndividual Name on File
Last Sale$154,900 (May 2024)
Tax Bill$2,541 (2026)
Deeds & MortgagesAug 2021 Line of Credit
May 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN10-263-03-0021.00-00000

Property Details

APN / Parcel Number

Primary APN10-263-03-0021.00-00000
Alternative APNs
  • 1026030300210000000
  • 100078500

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area1,040 sqft Living Area
1st Floor Area520 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleColonial
Exterior MaterialComposition/Composite
Construction TypeFrame
Roof TypeGambrel
Lot Area4,487 sqft (0.103 acres)
View / LotMajor Street/Thoroughfare
Garage TypeDetached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area184 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address227 E COTTAGE PL
CityYORK
StatePA
Zip17403-3217
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
JurisdictionYORK PA
Township / Civil DivisionYORK
Census Block Group1
Census Block1034
Census Tract700

Owner

Source: York County records, as of April 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address227 E COTTAGE PL, YORK, PA 17403-3217
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 9, 2021Deed of Trust, Mortgage · Line of Credit
WHITE ROSE CU
May 10, 2024Deed, Transfer · FHA Mortgage
RADIUS FINANCIAL GROUP INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 10, 2024 · Amount on File
Deed SaleMay 10, 2024 · Amount on File
Prior SaleOct 6, 1995 · Amount on File
Deed Document Number202417519
Deed Book / Page2827 / 1991
Prior Transfer DateJun 14, 2000
Prior Transfer Doc0000035264
Record UpdatedOct 29, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionYORK PA
Property Address227 E COTTAGE PL, YORK, PA 17403-3217
Transaction TypeMortgage
Record UpdatedMay 7, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address227 E COTTAGE PL, YORK, PA 17403-3217

Mortgage

Document Number0000049491
DateAug 9, 2021
Book Page2671/2861
Instrument2021049491
Lender
NameWHITE ROSE CU
TypeCredit Union
AddressYORK, PA 17402
Agreement
TypeLine of Credit
AmountAmount on Record
Term216 Months
DueAug 8, 2039
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2024: Deed, Transfer

Document TypeDeed
JurisdictionYORK PA
Recording DateMay 10, 2024
Property Address227 E COTTAGE PL, YORK, PA 17403-3217
Document Number0000017519
Book / Page2827 / 1991
Instrument DateMay 6, 2024
Instrument2024017519
Transaction TypeTransfer
Record UpdatedMay 20, 2024
Title CompanyYORKTOWNE SETTLEMENT, YORKTOWNE SETTLEMENT CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,549.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address227 E COTTAGE PL, YORK, PA 17403-3217

Mortgage

Document Number0000017520
DateMay 10, 2024
Instrument2024017520
Lender
NameRADIUS FINANCIAL GROUP INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2054

Tax Assessment & Valuation

Source: York County assessment roll, as of April 28, 2026

Property Jurisdictions

TypeName
StatePennsylvania
CountyYork County
MunicipalityYork City
Unified School DistrictYork City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,541.00 (+3.42%)$39,590 (-) Land $7,550 Building $32,040
2024$2,457.00$39,590 Land $7,550 Building $32,040
2006$39,590 Land $7,550 Building $32,040

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemYORK WATER CO
private · serves 206,762 people · EPA ID PA7670100
Water SourceSurface water
Last State InspectionApr 2026
Lead3 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Jul 2022
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 801 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
PA.net
Fixed Wireless · not low latency		200 / 50
AT&T
Fixed Wireless		100 / 20

May also be available: Frontier, Glo Fiber.

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