227 E Chester St, Norfolk, VA 23503 Property Records

Norfolk City property record for 227 E Chester St, Norfolk, VA 23503

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,518 sqft · built 1957
Lot Size0.12 acres (5,218 sqft)
Owner2 Individual Names on File
Last Sale$235,000 (Sep 2021)
Tax Bill$3,741 (2026)
Deeds & MortgagesApr 2022 Transfer
Sep 2021 Sale & Mortgage
+ 1 more
APN28236701

Property Details

APN / Parcel Number

Primary APN28236701

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,518 sqft Living Area
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1957
Architectural StyleConventional
Exterior MaterialBrick
Construction TypeFrame
Foundation TypeRaised
Roof TypeHip
Roof MaterialAsphalt
Lot Area5,218 sqft (0.12 acres)
Garage TypeDetached
Garage Area356 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address227 E CHESTER ST
CityNORFOLK
StateVA
Zip23503-4907
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR8
Legal Description22 & 23 BLK 24 ALBEMARLE
Legal SubdivisionALBEMARLE
Legal Block24
JurisdictionNORFOLK CITY VA
Township / Civil DivisionNORFOLK
Census Block Group2
Census Block2025
Census Tract600

Owner

227 E Chester St is owned by two individuals who acquired it in April 2022.

Source: Norfolk City records, as of October 13, 2026

Owner of Record2 Individual Names on File
Mailing Address7709 GLOUCESTER AVE, NORFOLK, VA 23505-2317
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 19, 2022Intrafamily Transfer, Transfer
Sep 1, 2021Warranty Deed, Transfer · Conventional Mortgage
ATLANTIC BAY MORTGAGE GROUP LLC
Jul 20, 2017Warranty Deed, Transfer · VA Mortgage
OVM FINANCIAL INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 1, 2021 · Amount on File
Deed SaleSep 1, 2021 · Amount on File
Prior SaleJul 20, 2017 · Amount on File
Deed Document Number202127559
Last Transfer DateApr 12, 2022
Transfer Doc0000010051
Record UpdatedOct 29, 2026

April 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionNORFOLK CITY VA
Recording DateApr 19, 2022
Property Address227 E CHESTER ST, NORFOLK, VA 23503-4907
Document Number0220010051
Instrument DateApr 12, 2022
Instrument220010051
Transaction TypeTransfer
Record UpdatedMay 12, 2022

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7709 GLOUCESTER AVE, NORFOLK, VA 23505-2317

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNORFOLK CITY VA
Recording DateSep 1, 2021
Property Address227 E CHESTER ST, NORFOLK, VA 23503-4907
Document Number210027559
Instrument DateAug 31, 2021
Instrument210027559
Transaction TypeTransfer
Record UpdatedSep 22, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7709 GLOUCESTER AVE, NORFOLK, VA 23505-2317

Mortgage

Document Number210027560
DateSep 1, 2021
Instrument210027560
Lender
NameATLANTIC BAY MORTGAGE GROUP LLC
Agreement
TypeConventional Mortgage
AmountAmount on Record
Interest
Rate TypeFixed Rate

July 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNORFOLK CITY VA
Recording DateJul 20, 2017
Property Address227 E CHESTER ST, NORFOLK, VA 23503-4907
Document Number170016240
Instrument DateJul 14, 2017
Instrument170016240
Transaction TypeTransfer
Record UpdatedSep 10, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address227 E CHESTER ST, NORFOLK, VA 23503-4907

Mortgage

Document Number170016241
DateJul 20, 2017
Instrument170016241
Lender
NameOVM FINANCIAL INC
Agreement
TypeVA Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 227 E Chester St was $3,741, up 5.4% from the year before.

Source: Norfolk City assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityNorfolk City
Unified School DistrictNorfolk City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,741.00 (+5.41%)$299,300 (+3.71%) Land $76,400 Building $222,900$299,300 (+3.71%) Land $76,400 Building $222,900
2025$3,549.00$288,600 Land $76,400 Building $212,200$288,600 Land $76,400 Building $212,200
2023$3,298.00$263,900 Land $76,400 Building $187,500$263,900 Land $76,400 Building $187,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 227 E Chester St; there have been 4 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on File
median of 17 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies17 in force
Nearby Flood Claims4 (1999–2009)
Claims Outside the SFHA3 of 4
Most Recent ClaimNov 2009 · Severe Storms And Flooding Associated With Tropical Depression Ida And A Nor'east
Claims by Event
  • Severe Storms And Flooding Associated With Tropical Depression Ida And A Nor'east, Nov 2009 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 227 E Chester St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.6% of Virginia
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF NORFOLK
serves 234,220 people · EPA ID VA3710100
Water SourceSurface water
Last State InspectionNov 2023
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 554 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Cox Communications
Fiber · Cable in parts of the area
2,000 / 35
Verizon
Fixed Wireless
300 / 20

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