227 Cross St, Sandy Hook, KY 41171 Property Records

Elliott County property record for 227 Cross St, Sandy Hook, KY 41171 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	1,792 sqft · built 1999
Lot Size	1.6 acres (69,696 sqft)
Owner	Individual Name on File
Tax Bill	$502 (2025)
Deeds & Mortgages	Aug 2019 Line of Credit May 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`31A-01-02-010.01`

Property Details

APN / Parcel Number

Primary APN	`31A-01-02-010.01`

Interior

Building Area	1,792 sqft Living Area

Exterior

Year Built	Built 1999
Roof Material	Metal
Lot Area	69,696 sqft (1.6 acres)

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	227 CROSS ST
City	SANDY HOOK
State	KY
Zip	41171
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1.6 ACRES & RESIDENCE
Jurisdiction	ELLIOTT KY
Township / Civil Division	SANDY HOOK
Census Block Group	2
Census Block	2014
Census Tract	920102

Owner

Source: Elliott County records · APN 31A-01-02-010.01

Assessment roll updated September 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	PO BOX 606, SANDY HOOK, KY 41171-0606
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2019	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF GRAYSON
May 15, 2019	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 15, 2019
Deed Sale	May 15, 2019
Deed Document Number	0000124298
Deed Book / Page	124 / 298
Record Updated	Jun 08, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELLIOTT KY
Property Address	227 CROSS ST, SANDY HOOK, KY 41171-9076
Transaction Type	Mortgage
Record Updated	May 01, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	227 CROSS ST, SANDY HOOK, KY 41171-9076
Investor	Possibly a Property Investor

Mortgage

Document Number	000M91/514
Date	Aug 20, 2019
Book Page	M91/514
Instrument	13007

Lender

Name	FIRST NATIONAL BANK OF GRAYSON
Type	Bank
Address	SANDY HOOK, KY 41171

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Sep 03, 2029

Interest

Rate Type	Adjustable Rate

May 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	ELLIOTT KY
Recording Date	May 15, 2019
Property Address	227 CROSS ST, SANDY HOOK, KY 41171-9076
Document Number	00D124/298
Book / Page	D124 / 298
Instrument Date	May 15, 2019
Instrument	12693
Transaction Type	Transfer
Record Updated	May 01, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	123 GROVER FLANNERY RD, OLIVE HILL, KY 41164-5831

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	PO BOX 606, SANDY HOOK, KY 41171-0606

Tax Assessment & Valuation

Source: Elliott County records · Assessment roll updated September 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Elliott County
Municipality	Sandy Hook City
Unified School District	Elliott County School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$502.00 (+9.61%)	$47,520 (-) Land $15,000 Building $32,520	$47,520
2023	$458.00	$47,520 Land $15,000 Building $32,520

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Elliott County (21063C), updated August 5, 2010 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Moderate above 43% of the US · above 73% of Kentucky
Wildfire Likelihood	About 1 in 1,493 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 95 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Mountain Rural Telephone Cooperative Corporation	Fiber	2,000 / 2,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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