227 Cottonwood, Onalaska, TX 77360 Property Records

Polk County property record for 227 Cottonwood, Onalaska, TX 77360

Property Summary

Property TypeSingle Family Home
Detailsbuilt 2020
Lot Size0.311 acres (13,547 sqft)
OwnerIndividual Name on File
Tax Bill$475 (2026)
Deeds & MortgagesNov 2025 Mortgage
Flood ZoneZone X (minimal risk)
APNY0200043100

Property Details

APN / Parcel Number

Primary APNY0200043100
Alternative APN
  • 63819

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Architectural StyleMobile Home
Lot Area13,547 sqft (0.311 acres)
Lot Dimensions11.2 ft deep x 12.1 ft wide
Patio Area1,344 sqft

Location & Zoning

Account Number63819
Street Address227 COTTONWOOD
CityONALASKA
StateTX
Zip77360-7027
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionYAUPON COVE MOBILE HOME SECTION 6 LOT 25 & 26
Legal SubdivisionYAUPON COVE MOBILE HOME SECTION 6
Legal Lot Number25
JurisdictionPOLK TX
Township / Civil DivisionLIVINGSTON-ONALASKA
Census Block Group4
Census Block4009
Census Tract210301

Owner

227 Cottonwood is owned and occupied by an individual who acquired it in November 2025.

Source: Polk County records, as of October 13, 2026

Owner of RecordIndividual Name on File
Mailing Address227 COTTONWOOD, ONALASKA, TX 77360-7027
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 25, 2025
Deed SaleNov 25, 2025
Prior SaleApr 10, 2024
Deed Document Number202510403
Deed Book / Page252633 / 851
Record UpdatedOct 29, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK TX
Property Address227 COTTONWOOD, ONALASKA, TX 77360-7027
Transaction TypeMortgage
Record UpdatedDec 25, 2025
Title CompanySUPERIOR TITLE COMPANY INC, SUPERIOR TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address227 COTTONWOOD, ONALASKA, TX 77360-7027

Mortgage

Document Number20252633/854
DateNov 25, 2025
Book Page2025-2633/854
Instrument2025-10404
Lender
Name21ST MORTGAGE CORP
TypeSubprime Lender
AddressKNOXVILLE, TN 37902
Agreement
AmountAmount on Record
Term301 Months
DueDec 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 227 Cottonwood was $475 with a homeowner's exemption.

Source: Polk County assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateTexas
CountyPolk County
Unified School DistrictOnalaska Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$475.00 Homeowner's exemption$24,332 Land $16,940 Building $7,392$24,332 Land $16,940 Building $7,392
2023$24,332 Land $16,940 Building $7,392$24,332 Land $16,940 Building $7,392
2022$346.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 227 Cottonwood in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective September 3, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 17 policies
Nearby Flood Policies17 in force
Nearby Flood Claims6 (2024)
Most Recent ClaimApr 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event
  • Severe Storms, Straight-line Winds, Tornadoes, And Flooding, Apr 2024 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 227 Cottonwood is moderate, ranking above 42% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · lower than 84% of Texas
Wildfire Likelihood0.06% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemYAUPON COVE
private · serves 1,000 people · EPA ID TX1870017
Water SourceGroundwater
Last State InspectionFeb 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Eastex Telephone Cooperative
Fiber
1,000 / 1,000
Optimum
Cable
500 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cottonwood

Nearby Streets

Search Property Records by Address or Parcel Number