227 Cordts Ln, Hampstead, NC 28443 Property Records

Pender County property record for 227 Cordts Ln, Hampstead, NC 28443

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,244 sqft · built 2000
Lot Size	0.78 acres (33,977 sqft)
Owner	2 Individual Names on File
Last Sale	$210,000 (Feb 2019)
Tax Bill	$1,624 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Feb 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`4235-89-2733-0000`

Property Details

APN / Parcel Number

Primary APN	`4235-89-2733-0000`
Alternative APNs	`000044185` `970248`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,244 sqft Living Area
Basement Area	1,248 sqft
Unfinished Basement	1,248 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Cottage
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Lot Area	33,977 sqft (0.78 acres)
Garage Type	Detached
Garage Area	960 sqft

Exterior Amenities

Porch	Porch
Porch Area	168 sqft
Deck Area	280 sqft
Cabin	Cabin

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	000044185
Street Address	227 CORDTS LN
City	HAMPSTEAD
State	NC
Zip	28443-7985
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Description	TR A PB 42/31, SURVEY FOR KENNETH WATKINS
Legal Subdivision	CORDTS FAMILY TRUST
Legal Tract	A
Jurisdiction	PENDER NC
Township / Civil Division	TOPSAIL
Census Block Group	2
Census Block	2035
Census Tract	920105

Owner

227 Cordts Ln is owned by two individuals who acquired it in July 2021.

Source: Pender County records, as of January 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	312 HOWARD ST, MOUNT AIRY, NC 27030-2934
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage NATIONS DIRECT MORTGAGE LLC
Feb 8, 2019	Deed of Trust, Mortgage · FHA Mortgage FIRST FED'L S&L/LAKEWOOD
Feb 8, 2019	Warranty Deed, Transfer · FHA Mortgage FIRST FED'L S&L/LAKEWOOD
Feb 5, 2019	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 8, 2019 · Amount on File
Deed Sale	Feb 8, 2019 · Amount on File
Prior Sale	Mar 30, 2016 · Amount on File
Deed Book / Page	4678 / 2592
Last Transfer Date	Jul 18, 2021
Transfer Doc	0047591495
Record Updated	Jun 8, 2026

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PENDER NC
Recording Date	Jul 23, 2021
Property Address	227 CORDTS LN, HAMPSTEAD, NC 28443-7985
Document Number	0047591495
Book / Page	4759 / 1495
Map Reference	MB 42 PG 31
Instrument Date	Jul 18, 2021
Transaction Type	Transfer
Record Updated	Jan 27, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	227 CORDTS LN, HAMPSTEAD, NC 28443-7985

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	312 HOWARD ST, MOUNT AIRY, NC 27030-2934

Mortgage

Document Number	0047591498
Date	Jul 23, 2021
Instrument	4759/1498

Lender

Name	NATIONS DIRECT MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2036

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	227 CORDTS LN, HAMPSTEAD, NC 28443-7985
Document Number	0046830156
Instrument Date	Feb 8, 2019
Transaction Type	Mortgage
Record Updated	May 9, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	227 CORDTS LN HAMPSTEAD NC 284437985, HAMPSTEAD, NC 28443-7985

Mortgage

Document Number	0046830156
Date	Apr 18, 2019
Book Page	004683/000156
Instrument	20048000

Lender

Name	FIRST FED'L S&L/LAKEWOOD
Type	Federal Savings Bank
Address	LAKEWOOD, OH 44107

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 17, 2049

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Feb 8, 2019
Property Address	227 CORDTS LN, HAMPSTEAD, NC 28443-7985
Document Number	0046782592
Book / Page	004678 / 002592
Instrument Date	Feb 5, 2019
Instrument	20045488
Transaction Type	Transfer
Record Updated	Feb 27, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$420.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	227 CORDTS LN HAMPSTEAD NC 284437985, HAMPSTEAD, NC 28443-7985

Mortgage

Document Number	46782595
Date	Feb 8, 2019
Book Page	004678/002595
Instrument	20045489

Lender

Name	FIRST FED'L S&L/LAKEWOOD
Type	Federal Savings Bank
Address	LAKEWOOD, OH 44107

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 7, 2049

February 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PENDER NC
Recording Date	Feb 5, 2019
Property Address	227 CORDTS LN, HAMPSTEAD, NC 28443-7985
Document Number	0046782061
Book / Page	004678 / 002061
Instrument Date	Feb 4, 2019
Instrument	20045362
Transaction Type	Transfer
Record Updated	Feb 18, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4093 4TH ST SURF CITY NC 284458632, SURF CITY, NC 28445-8632

Tax Assessment & Valuation

The 2025 property tax bill for 227 Cordts Ln was $1,624.

Source: Pender County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Pender County
Municipality	Surf City Town
Unified School District	Pender County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,624.00	$362,162 Land $75,789 Building $286,373	$362,162 Land $75,789 Building $286,373
2023		$195,684 (-) Land $58,384 Building $137,300	$195,684 (-) Land $58,384 Building $137,300
2022	$1,443.00	$195,684 Land $58,384 Building $137,300	$195,684 Land $58,384 Building $137,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 227 Cordts Ln in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 127 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	127 in force
Nearby Flood Claims	10 (1996–2018)
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 227 Cordts Ln is moderate, ranking above 57% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 79% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cordts Ln

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