Kershaw County property record for 227 Cluster Branch Ln, Elgin, SC 29045
| Property Type | Mobile Home |
|---|---|
| Details | 2,736 sqft · built 1994 |
| Lot Size | 5.02 acres (218,671 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $75,000 (Jan 2014) |
| Tax Bill | $1,801 (2025) |
| Deeds & Mortgages | Jun 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 308-01-00-009-SDC |
| Primary APN | 308-01-00-009-SDC |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,736 sqft Gross Area |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Mobile Home |
| Exterior Material | Vinyl |
| Lot Area | 218,671 sqft (5.02 acres) |
| Garage Type | Detached |
| Garage Area | 1,440 sqft |
| Porch | Porch |
| Porch Area | 288 sqft |
| Patio Area | 336 sqft |
| Account Number | 31660 |
|---|---|
| Street Address | 227 CLUSTER BRANCH LN |
| City | ELGIN |
| State | SC |
| Zip | 29045-8864 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | RD2 |
| Legal Lot Number | 9 |
| Jurisdiction | KERSHAW SC |
| Township / Civil Division | ELGIN |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 970907 |
227 Cluster Branch Ln, a mobile home, is owned and occupied by two individuals who bought it in January 2014.
Source: Kershaw County records, as of November 7, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 227 CLUSTER BRANCH LN, ELGIN, SC 29045-8864 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 30, 2014 · Amount on File |
| Deed Sale | Jan 30, 2014 · Amount on File |
| Prior Sale | Jan 30, 2014 · Amount on File |
| Deed Book / Page | 3196 / 34 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KERSHAW SC |
| Property Address | 227 CLUSTER BRANCH LN, ELGIN, SC 29045-8864 |
| Document Number | 0000004870 |
| Instrument Date | Jun 21, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 22, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 227 CLUSTER BRANCH LN ELGIN SC 290458864, ELGIN, SC 29045-8864 |
| Document Number | 0000004870 |
|---|---|
| Date | Jun 26, 2018 |
| Book Page | 003877/000281 |
| Instrument | 4870 |
| Name | GUILD MTG |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, GA 92111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 25, 2048 |
The 2025 property tax bill for 227 Cluster Branch Ln was $1,801.
Source: Kershaw County assessment roll, as of November 7, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Kershaw County |
| Unified School District | Kershaw County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,801.00 | $99,600 Land $37,700 Building $61,900 | $99,600 |
| 2023 | $1,799.00 | $99,700 Land $37,700 Building $62,000 | $99,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 227 Cluster Branch Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 227 Cluster Branch Ln is moderate, ranking above 46% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 40% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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