227 Charles St, Sunnyvale, CA 94086 Property Records

Santa Clara County property record for 227 Charles St, Sunnyvale, CA 94086

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 1,709 sqft · built 1951
Lot Size	0.161 acres (7,020 sqft)
Owner	Individual Name on File
Last Sale	$1,268,000 (Oct 2015)
Tax Bill	$20,110 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Aug 2021 Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`165-13-024`

Property Details

APN / Parcel Number

Primary APN	`165-13-024`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,709 sqft Living Area
Gross Area	960 sqft
1st Floor Area	960 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Architectural Style	Custom Design
Exterior Material	Wood
Construction Type	Wood
Roof Material	Other
Lot Area	7,020 sqft (0.161 acres)
Lot Dimensions	130 ft deep x 54 ft wide
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	None

Utilities, Heating & Cooling

Cooling System	None
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	227 CHARLES ST
City	SUNNYVALE
State	CA
Zip	94086-6064
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Subdivision	H R FULLERS ADD
Legal Block	2
Legal Lot Number	4
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	1
Census Block	1001
Census Tract	508601

Owner

227 Charles St is owned and occupied by an individual who acquired it in February 2020.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record	Individual Name on File
Mailing Address	227 CHARLES ST, SUNNYVALE, CA 94086-6064
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2025	Deed of Trust, Mortgage · Commercial Mortgage HANG ZHAO
Aug 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage CHANGE LENDING LLC
Nov 16, 2021	Deed of Trust, Mortgage · Line of Credit US BANK NA
Feb 26, 2020	Quit Claim Deed, Transfer INDUSTRIAL & COM'L BK/CHINA
Nov 27, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 23, 2015 · Amount on File
Deed Sale	Oct 23, 2015 · Amount on File
Deed Document Number	201523124443
Last Transfer Date	Feb 6, 2020
Transfer Doc	0024414676
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	227 CHARLES ST, SUNNYVALE, CA 94086-6064
Transaction Type	Mortgage
Record Updated	May 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	227 CHARLES ST, SUNNYVALE, CA 94086-6064

Mortgage

Document Number	0025864745
Date	Sep 4, 2025
Instrument	25864745

Lender

Name	HANG ZHAO
Type	Private Party
Address	3780 LOUIS RD, PALO ALTO, CA 94303

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	227 CHARLES ST, SUNNYVALE, CA 94086-6064
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	227 CHARLES ST, SUNNYVALE, CA 94086-6064

Mortgage

Document Number	0025056603
Date	Aug 6, 2021
Instrument	25056603

Lender

Name	CHANGE LENDING LLC
Type	Mortgage Company
Address	IRVINE, CA 92606

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	227 CHARLES ST, SUNNYVALE, CA 94086-6064
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	227 CHARLES ST, SUNNYVALE, CA 94086-6064

Mortgage

Document Number	0025169111
Date	Nov 16, 2021
Instrument	25169111

Lender

Name	US BANK NA
Type	Bank
Address	LA JOLLA, CA 92037

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Feb 26, 2020
Property Address	227 CHARLES ST, SUNNYVALE, CA 94086-6064
Document Number	0024414676
Instrument Date	Feb 6, 2020
Instrument	24414676
Transaction Type	Transfer
Record Updated	Mar 12, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	227 CHARLES ST SUNNYVALE CA 940866064, SUNNYVALE, CA 94086-6064

Mortgage

Document Number	24414677
Date	Feb 26, 2020
Instrument	24414677

Lender

Name	INDUSTRIAL & COM'L BK/CHINA
Type	Bank
Address	NEW YORK, NY 10019

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 25, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.12%

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Nov 27, 2017
Property Address	227 CHARLES ST, SUNNYVALE, CA 94086-6064
Document Number	0023811867
Instrument Date	Nov 18, 2017
Instrument	23811867
Transaction Type	Transfer
Record Updated	Dec 4, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	227 CHARLES ST SUNNYVALE CA 940866064, SUNNYVALE, CA 94086-6064

Tax Assessment & Valuation

The 2025 property tax bill for 227 Charles St was $20,110.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Sunnyvale City
Secondary School District	Fremont Union High School District (09 - 12)
Elementary School District	Sunnyvale Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,725,385 (+2%) Land $1,448,963 Building $276,422
2025	$20,110.00	$1,691,554 Land $1,420,552 Building $271,002
2023	$19,209.00 (+1.62%)	$1,625,872 Land $1,365,392 Building $260,480
2022	$18,903.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 227 Charles St in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 227 Charles St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SUNNYVALE serves 157,566 people · EPA ID CA4310014
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	63 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 442 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Sail Internet.

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