227 Charda Dr, Westminster, SC 29693 Property Records

Oconee County property record for 227 Charda Dr, Westminster, SC 29693

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 960 sqft · built 2002
Lot Size10.5 acres (459,558 sqft)
OwnerIndividual Name on File
Last Sale$183,000 (May 2006)
Tax Bill$672 (2025)
Deeds & MortgagesMar 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN219-00-02-090

Property Details

APN / Parcel Number

Primary APN219-00-02-090
Alternative APN
  • 28323

Interior

Bedrooms3 Beds
Full Baths3 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms2 Rooms
Stories1 Story
Building Area960 sqft Living Area
Basement Area570 sqft
Finished Basement1 sqft
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Architectural StyleContemporary
Exterior MaterialLogs
Roof MaterialShingle
Lot Area459,558 sqft (10.5 acres)
Pool Area528 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number28323
Old Parcel Number219 00 02 090
Street Address227 CHARDA DR
CityWESTMINSTER
StateSC
Zip29693-2939
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 7&8 CHAR-DA PLACE ( 10.554 AC )
Legal SubdivisionCHAR-DA PLACE
Legal Block2
Legal Lot Number7-8 8
JurisdictionOCONEE SC
Township / Civil DivisionWESTMINSTER
Census Block Group1
Census Block1009
Census Tract31100

Owner

227 Charda Dr is owned and occupied by an individual who acquired it in September 2015.

Source: Oconee County records, as of November 14, 2025

Owner of RecordIndividual Name on File
Mailing Address227 CHARDA DR, WESTMINSTER, SC 29693-2939
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 19, 2006 · Amount on File
Deed SaleMay 19, 2006 · Amount on File
Deed Document Number0000020942
Last Transfer DateSep 11, 2015
Transfer Doc0000003122
Record UpdatedJun 8, 2026

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOCONEE SC
Property Address227 CHARDA DR, WESTMINSTER, SC 29693-2939
Document Number0037080274
Instrument DateMar 26, 2018
Transaction TypeMortgage
Record UpdatedApr 10, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address227 CHARDA DR WESTMINSTER SC 296932939, WESTMINSTER, SC 29693-2939

Mortgage

Document Number0037080274
DateMar 30, 2018
Book Page003708/000274
Lender
NameFIRST CITIZENS BK
TypeBank
AddressRALEIGH, NC 27611-6592
Agreement
TypeLine of Credit
AmountAmount on Record
Term300 Months
DueMar 29, 2043
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 227 Charda Dr was $672.

Source: Oconee County assessment roll, as of September 13, 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountyOconee County
Unified School DistrictOconee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$672.00$9,612 Land $1,698 Building $7,914$240,307 Land $42,450 Building $197,857
2023$9,612 Land $1,698 Building $7,914$240,307 Land $42,450 Building $197,857

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 227 Charda Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 227 Charda Dr is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 57% of the US · above 75% of South Carolina
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
West Carolina Rural Telephone Cooperative
Fiber
8,000 / 8,000

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Charda Dr

Nearby Streets

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