Westchester County and Rye City property record for 227 Central Ave, Rye, NY 10580
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,785 sqft · built 1929 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $3,100,000 (Aug 2026) |
| Tax Bill | $17,241 (2026) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage May 2025 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 551400 146-6-2-60 |
| Primary APN | 551400 146-6-2-60 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,785 sqft Living Area |
| 1st Floor Area | 1,001 sqft |
| 2nd Floor Area | 784 sqft |
| Upper Floors Area | 144 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1929 |
|---|---|
| Effective Year Built | Effective 1929 |
| Architectural Style | Colonial |
| Exterior Material | Stucco |
| Lot Area | 7,405 sqft (0.17 acres) |
| Street Address | 227 CENTRAL AVE |
|---|---|
| City | RYE |
| State | NY |
| Zip | 10580-1653 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RT |
| Legal Block | 2 |
| Legal Lot Number | 60.000 |
| Jurisdiction | WESTCHESTER NY |
| Township / Civil Division | RYE |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 7700 |
Source: Westchester County and Rye City records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 12 AILISH LN, BREWSTER, NY 10509-2163 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Aug 19, 2026 | Bargain and Sale Deed, Transfer · Conventional Mortgage RELIANCE FINANCIAL |
| May 27, 2025 | Executor's Deed, Transfer STEWART TITLE, STEWART TITLE GUARANTY CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 19, 2026 · Amount on Record |
| Deed Sale | Aug 19, 2026 · Amount on Record |
| Prior Sale | May 27, 2025 · Amount on Record |
| Deed Document Number | 20263157 |
| Record Updated | Oct 29, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Recording Date | Aug 19, 2026 |
| Property Address | 227 CENTRAL AVE, RYE, NY 10580-1653 |
| Document Number | 0000003157 |
| Instrument Date | Aug 12, 2026 |
| Instrument | 20263157 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2026 |
| Title Company | MADISON ABSTRACT INC., MADISON ABSTRACT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,252,400.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12 AILISH LN, BREWSTER, NY 10509-2163 |
| Document Number | 0000003098, |
|---|---|
| Date | Aug 19, 2026 |
| Instrument | 20263098 |
| Name | RELIANCE FINANCIAL |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Executor's Deed |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Recording Date | May 27, 2025 |
| Property Address | 227 CENTRAL AVE, RYE, NY 10580-1653 |
| Document Number | 0651193406 |
| Map Reference | MAP 533 |
| Instrument Date | May 9, 2025 |
| Instrument | 651193406 |
| Transaction Type | Transfer |
| Record Updated | Mar 31, 2026 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $3,820.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 227 CENTRAL AVE, RYE, NY 10580-1653 |
| Name | Verified Name |
|---|---|
| Address | 46 LOCUST AVE, RYE, NY 10580-2904 |
Source: Westchester County and Rye City assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Westchester County |
| Municipality | Rye City |
| Unified School District | Rye City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $17,241.00 (+8.95%) | ||
| 2025 | $15,824.00 | $13,600 (-) Land $4,700 Building $8,900 | $1,152,542 (+6.78%) Land $398,305 Building $754,237 |
| 2024 | Homeowner's exemption | $13,600 (-) Land $4,700 Building $8,900 | $1,079,365 (+2.38%) Land $373,016 Building $706,349 |
| 2023 | $13,600 Land $4,700 Building $8,900 | $1,054,263 Land $364,341 Building $689,922 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 24 (1978–2023) |
| Claims Outside the SFHA | 18 of 24 |
| Most Recent Claim | Sep 2023 · Severe Storm And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW YORK, INC. RD-2 private · serves 57,301 people · EPA ID NY5903456 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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