227 Central Ave, Mountainside, NJ 07092 Property Records

Union County and Mountainside Borough property record for 227 Central Ave, Mountainside, NJ 07092

Property Summary

Property TypeSingle Family Home
Details1,670 sqft · built 1951
Lot Size0.172 acres (7,492 sqft)
OwnerIndividual Name on Record
Last Sale$170,000 (Dec 1986)
Tax Bill$9,053 (2025)
Deeds & MortgagesMay 2021 Mortgage
May 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN10-00016-07-00002

Property Details

APN / Parcel Number

Primary APN10-00016-07-00002
Alternative APN
  • 1000016G00002

Interior

Stories1 Story
Building Area1,670 sqft Living Area
1st Floor Area1,670 sqft

Exterior

Year BuiltBuilt 1951
Effective Year BuiltEffective 1951
Exterior MaterialBrick
Construction TypeBrick
Lot Area7,492 sqft (0.172 acres)
Parking Spaces2 Parking Spaces

Location & Zoning

Old Parcel Number1000016G00002
Street Address227 CENTRAL AVE
CityMOUNTAINSIDE
StateNJ
Zip07092-1904
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionMOUNTAINSIDE MANOR
Legal Block16.7
Legal Lot Number2
JurisdictionUNION NJ
Township / Civil DivisionMOUNTAINSIDE
Census Block Group1
Census Block1016
Census Tract38300

Owner

Source: Union County and Mountainside Borough records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address227 CENTRAL AVE, MOUNTAINSIDE, NJ 07092-1904
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 6, 2021Deed of Trust, Mortgage · Conventional Mortgage
VAST BANK NA
May 1, 2020Deed of Trust, Mortgage · Conventional Mortgage
VALLEY NAT'L BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 15, 1986 · Amount on Record
Deed SaleDec 15, 1986 · Amount on Record
Deed Book / Page3484 / 284
Record UpdatedSep 20, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NJ
Property Address227 CENTRAL AVE, MOUNTAINSIDE, NJ 07092-1904
Transaction TypeMortgage
Record UpdatedOct 28, 2021
Title CompanyNEW YORK METRO TITLE AGENCY INC, NEW YORK METRO TTL AGCY INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0149552955
DateMay 6, 2021
Book Page14955/2955
Instrument11379
Lender
NameVAST BANK NA
TypeBank
AddressWAYNE, NJ 07470
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2051

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NJ
Property Address227 CENTRAL AVE, MOUNTAINSIDE, NJ 07092-1904
Document Number0146912337
Instrument DateMay 1, 2020
Transaction TypeMortgage
Record UpdatedJul 23, 2020
Title CompanyNEW YORK METRO TITLE AGENCY INC, NEW YORK METRO TITLE AGCY INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address227 CENTRAL AVE MOUNTAINSIDE NJ 070921904, MOUNTAINSIDE, NJ 07092-1904

Mortgage

Document Number0146912337
DateMay 7, 2020
Book Page014691/002337
Instrument691113
Lender
NameVALLEY NAT'L BK
TypeBank
AddressWAYNE, NJ 07470
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 6, 2050

Tax Assessment & Valuation

Source: Union County and Mountainside Borough assessment roll, as of July 8, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyUnion County
MunicipalityMountainside Borough
Unified School DistrictMountainside Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$431,100 (-) Land $231,500 Building $199,600$431,100 (-) Land $231,500 Building $199,600
2025$9,053.00 (+2.44%)$431,100 (-) Land $231,500 Building $199,600$431,100 (-) Land $231,500 Building $199,600
2024$8,837.00 (+2.65%)
2023$431,100 Land $231,500 Building $199,600$431,100 Land $231,500 Building $199,600
2022$8,609.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims7 (2002–2011)
Claims Outside the SFHA5 of 7
Most Recent ClaimAug 2011 · Hurricane Irene
Claims by Event
  • Hurricane Irene, Aug 2011 · 3 claims
  • Severe Storms And Flooding, Mar 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - RARITAN
private · serves 615,430 people · EPA ID NJ2004002
Water SourceSurface water
Last State InspectionJun 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

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