227 Center St, Elgin, IA 52141 Property Records

Fayette County property record for 227 Center St, Elgin, IA 52141

Property Summary

Property TypeRetail Stores (Personal Services, Photography, Travel)
Details5,486 sqft · built 1872
Lot Size0.073 acres (3,200 sqft)
OwnerIndividual Name on File
Last Sale$30,500 (Nov 2014)
Tax Bill$618 (2024)
Flood ZoneZone X (minimal risk)
APN0814279013

Property Details

APN / Parcel Number

Primary APN0814279013

Interior

Stories3 Stories
Building Area5,486 sqft Gross Area
Basement Area780 sqft

Exterior

Year BuiltBuilt 1872
Exterior MaterialBrick
Construction TypeBrick
Roof MaterialRolled Roofing
Lot Area3,200 sqft (0.073 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Street Address227 CENTER ST
CityELGIN
StateIA
Zip52141-9334
Property CategoryCommercial
Property TypeCommercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal DescriptionW 23'5" LOT 7, BLK 1 W 23'5" LOT 7, BLK 1 & N17' LOT 22, BLK 1 & N17' LOT 22, BLK 1 ELGIN (COMMERCIAL) ELGIN (RESIDENTIAL)
Legal Block1
Legal Lot Number7,22
JurisdictionFAYETTE IA
Township / Civil DivisionPLEASANT VALLEY
Census Block Group3
Census Block3034
Census Tract80600

Owner

Source: Fayette County records · APN 0814279013

Assessment roll updated May 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address16521 BIGHORN RD, WADENA, IA 52169-9767
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 13, 2014 · Amount on Record
Deed SaleNov 13, 2014 · Amount on Record
Deed Document Number2014 2996
Deed Book / Page2014 / 2996
Record UpdatedJun 08, 2026

Tax Assessment & Valuation

Source: Fayette County records · Assessment roll updated May 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateIowa
CountyFayette County
MunicipalityElgin City
Unified School DistrictNorth Fayette Valley Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$50,360 (+26.79%) Land $2,720 Building $47,640$50,360 (+26.79%) Land $2,720 Building $47,640
2024$618.00 (-10.69%)
2023$39,720 (+17.14%) Land $2,720 Building $37,000$39,720 (+17.14%) Land $2,720 Building $37,000
2022$692.00$33,909 Land $2,199 Building $31,710
2021$33,909 Land $2,199 Building $31,710

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 13, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims20 (1991–2016)
Claims Outside the SFHA2 of 20
Most Recent ClaimAug 2016 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, Jun 2008 · 3 claims
  • Severe Storms & Flooding, Aug 1993 · 16 claims

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Mediacom Communications
Cable
1,000 / 50
Alpine Communications
Fiber
500 / 500

Based on FCC filings for 192 locations within half a mile of this property.

Cell Coverage

5G and 4G LTE (outdoors only)

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemELGIN MUNICIPAL WATER SUPPLY
serves 685 people
Water SourceGroundwater
Last State InspectionAug 2024
Lead9 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Center St

Nearby Streets

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