Kane County property record for 227 Cassidy Ln, Elgin, IL 60124
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,896 sqft · built 2005 |
| Owner | 2 Individual Names on File |
| Last Sale | $323,000 (Jul 2024) |
| Tax Bill | $7,207 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage Mar 2017 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-19-351-037 |
| Primary APN | 06-19-351-037 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,896 sqft Living Area |
| Gross Area | 2,844 sqft |
| Basement Area | 948 sqft |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Condo/Apartment |
| Construction Type | Frame |
| Cooling System | HVAC |
|---|
| Street Address | 227 CASSIDY LN |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60124-3812 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SHADOW HILL CONDO - 11TH AMENDMENT UNIT 208-5 |
| Legal Subdivision | SHADOW HILL CONDO |
| Legal Block | 3 |
| Legal Unit | 208 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 851913 |
227 Cassidy Ln is owned by two individuals who bought it in July 2024.
Source: Kane County records, as of July 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2000 N LINDEN ST, L202, NORMAL, IL 61761-5348 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 5, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE MORTGAGE SERVICES LLC |
| Mar 30, 2017 | Warranty Deed, Transfer · Conventional with PMI PEOPLES HM EQUITY |
| Mar 24, 2017 | Deed of Trust, Mortgage · Conventional with PMI PEOPLES HM EQUITY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 5, 2024 · Amount on File |
| Deed Sale | Jul 5, 2024 · Amount on File |
| Prior Sale | Mar 30, 2017 · Amount on File |
| Deed Document Number | 202423207 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 227 CASSIDY LN, ELGIN, IL 60124-3812 |
| Transaction Type | Mortgage |
| Record Updated | Sep 15, 2022 |
| Title Company | PRECISION TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000058381 |
|---|---|
| Date | Oct 5, 2020 |
| Instrument | 2020K058381 |
| Name | FIRST STATE MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | BLOOMINGTON, IL 61704 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Mar 30, 2017 |
| Property Address | 227 CASSIDY LN, ELGIN, IL 60124-3812 |
| Document Number | 0000015942 |
| Instrument Date | Mar 24, 2017 |
| Instrument | 15942 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2017 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $307.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1325 BLACKHAWK LN BARTLETT IL 601038908, BARTLETT, IL 60103-8908 |
| Document Number | 15943 |
|---|---|
| Date | Mar 30, 2017 |
| Instrument | 15943 |
| Name | PEOPLES HM EQUITY |
|---|---|
| Type | Funding / Finance Company |
| Address | BRENTWOOD, TN 37027 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 29, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.62% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 227 CASSIDY LN, ELGIN, IL 60124-3812 |
| Document Number | 0000019800 |
| Instrument Date | Mar 24, 2017 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2017 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 227 CASSIDY LN ELGIN IL 601243812, ELGIN, IL 60124-3812 |
| Document Number | 0000019800 |
|---|---|
| Date | Apr 20, 2017 |
| Instrument | 19800 |
| Name | PEOPLES HM EQUITY |
|---|---|
| Type | Funding / Finance Company |
| Address | BRENTWOOD, TN 37027 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 19, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.62% |
The 2025 property tax bill for 227 Cassidy Ln was $7,207.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,207.00 | $102,476 (+8.57%) Land $28,236 Building $74,240 | $307,551 (+8.57%) Land $84,742 Building $222,809 |
| 2024 | $94,387 Land $26,007 Building $68,380 | $283,274 Land $78,052 Building $205,222 | |
| 2022 | $6,221.00 (+4.55%) Homeowner's exemption | $77,752 (+6.96%) Land $21,423 Building $56,329 | $233,256 (+6.96%) Land $64,269 Building $168,987 |
| 2021 | $5,950.00 Homeowner's exemption | $72,693 Land $20,029 Building $52,664 | $218,079 Land $60,087 Building $157,992 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 227 Cassidy Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 227 Cassidy Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| AT&T Fiber · Fixed Wireless in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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