227 Cari Ln, Matthews, NC 28104 Property Records

Union County property record for 227 Cari Ln, Matthews, NC 28104

Property Summary

Property Type	Rural Home
Details	3 bd · 3 ba · 1,422 sqft · built 2008
Lot Size	0.92 acres (40,075 sqft)
Owner	2 Individual Names on File
Last Sale	$130,000 (Jul 2008)
Tax Bill	$2,693 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Jan 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`06-090-028`

Property Details

APN / Parcel Number

Primary APN	`06-090-028`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,422 sqft Living Area
1st Floor Area	1,422 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Conventional
Construction Type	Wood
Foundation Type	Raised
Roof Type	Hip
Lot Area	40,075 sqft (0.92 acres)
Garage Type	Attached
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	36 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	227 CARI LN
City	MATTHEWS
State	NC
Zip	28104-8683
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-40 WEDDI
Legal Description	#18 MANDYS PLANTATION SECTION1 MPA OPCJ455/OPCJ581
Legal Subdivision	MANDYS PLANTATION
Jurisdiction	UNION NC
Township / Civil Division	SANDY RIDGE
Census Block Group	1
Census Block	1011
Census Tract	21019

Owner

227 Cari Ln, a rural home, is owned and occupied by two individuals who bought it in July 2008.

Source: Union County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	227 CARI LN, MATTHEWS, NC 28104-8683
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2022	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Jan 10, 2023	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 8, 2008 · Amount on File
Deed Sale	Jul 8, 2008 · Amount on File
Deed Document Number	200825758
Deed Book / Page	4933 / 203
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	227 CARI LN, MATTHEWS, NC 28104-8683
Transaction Type	Mortgage
Record Updated	Dec 2, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008421292
Date	Mar 10, 2022
Book Page	8421/292
Instrument	9002

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	227 CARI LN, MATTHEWS, NC 28104-8683
Transaction Type	Mortgage
Record Updated	Dec 2, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008638284
Date	Jan 10, 2023
Book Page	8638/284
Instrument	680

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	CHARLOTTE, NC 28271

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 227 Cari Ln was $2,693.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Weddington Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$539,200 (-) Land $123,500 Building $415,700	$539,200 (-) Land $123,500 Building $415,700
2025	$2,693.00	$539,200 Land $123,500 Building $415,700	$539,200 Land $123,500 Building $415,700
2023	$2,159.00	$341,100 Land $63,300 Building $277,800	$341,100 Land $63,300 Building $277,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 227 Cari Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2020)
Most Recent Claim	Feb 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 227 Cari Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Google Fiber, Windstream.

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