227 Cambridge St, Fall River, MA 02721 Property Records

Bristol County and Fall River City property record for 227 Cambridge St, Fall River, MA 02721

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,678 sqft · built 2007
Lot Size	0.114 acres (4,961 sqft)
Owner	Individual Name on File
Last Sale	$314,000 (Aug 2020)
Tax Bill	$5,053 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Aug 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`FALL M:0F-18 B:0000 L:0044`

Property Details

APN / Parcel Number

Primary APN	`FALL M:0F-18 B:0000 L:0044`
Alternative APN	`M:0F=18 B:0000 L:0044`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,678 sqft Living Area
Gross Area	3,136 sqft
Basement Area	936 sqft
Unfinished Basement	234 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,961 sqft (0.114 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	227 CAMBRIDGE ST
City	FALL RIVER
State	MA
Zip	02721-2664
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Subdivision	FALL RIVER
Legal Lot Number	44
Jurisdiction	FALL RIVER MA
Township / Civil Division	FALL RIVER
Census Block Group	4
Census Block	4009
Census Tract	640600

Owner

227 Cambridge St is owned and occupied by an individual who bought it in August 2020.

Source: Bristol County and Fall River City records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	227 CAMBRIDGE ST, FALL RIVER, MA 02721-2664
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2026	Deed of Trust, Mortgage · Line of Credit ROCKLAND TRUST CO
Aug 12, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage ENVISION BANK
Sep 7, 2018	Quit Claim Deed, Transfer · FHA Mortgage RESIDENTIAL MTG SVCS
Aug 18, 2017	Deed of Trust, Mortgage RESIDENTIAL MTG SVC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 12, 2020 · Amount on File
Deed Sale	Aug 12, 2020 · Amount on File
Prior Sale	Sep 7, 2018 · Amount on File
Deed Book / Page	10200 / 53
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FALL RIVER MA
Property Address	227 CAMBRIDGE ST, FALL RIVER, MA 02721-2664
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	011972-168
Date	Jan 21, 2026
Book Page	11972/168
Instrument	765

Lender

Name	ROCKLAND TRUST CO
Type	Non-Lending Institution

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Feb 1, 2051

Interest

Rate Type	Adjustable Rate

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FALL RIVER MA
Recording Date	Aug 12, 2020
Property Address	227 CAMBRIDGE ST, FALL RIVER, MA 02721-2664
Document Number	10200-53
Book / Page	10200 / 53
Instrument Date	Aug 12, 2020
Instrument	13941
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	227 CAMBRIDGE ST, FALL RIVER, MA 02721-2664

Mortgage

Document Number	13942
Date	Aug 12, 2020
Instrument	13942

Lender

Name	ENVISION BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FALL RIVER MA
Recording Date	Sep 7, 2018
Property Address	227 CAMBRIDGE ST, FALL RIVER, MA 02721-2664
Document Number	9593-269
Book / Page	9593 / 269
Instrument	14993
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$33.95
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	95930271
Date	Sep 7, 2018
Instrument	09593/0271

Lender

Name	RESIDENTIAL MTG SVCS

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 7, 2048

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FALL RIVER MA
Property Address	227 CAMBRIDGE ST, FALL RIVER, MA 02721-2664
Document Number	9313-77
Book / Page	009313 / 000077
Instrument Date	Aug 18, 2017
Transaction Type	Mortgage
Record Updated	Sep 5, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	9313-77
Date	Aug 18, 2017
Book Page	009313/000077
Instrument	13747

Lender

Name	RESIDENTIAL MTG SVC
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 17, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 227 Cambridge St was $5,053, up 7.1% from the year before.

Source: Bristol County and Fall River City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Bristol County
Municipality	Fall River City
Unified School District	Fall River School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,053.00 (+7.1%)	$441,300 (+7.48%) Land $107,300 Building $334,000	$494,095 (-6.19%)
2024	$4,718.00 (-0.55%)	$410,600 (+6.21%) Land $103,400 Building $307,200	$526,680
2023	$4,744.00	$386,600 Land $85,400 Building $301,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 227 Cambridge St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 227 Cambridge St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FALL RIVER WATER DEPARTMENT serves 94,000 people · EPA ID MA4095000
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	12 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 728 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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