227 Buddy's Dr, Oak Bluffs, MA 02557 Property Records

Dukes County and Oak Bluffs Town property record for 227 Buddy's Dr, Oak Bluffs, MA 02557

Property Summary

Property Type	Single Family Home
Details	6 bd · 3.5 ba · 3,978 sqft · built 1997
Lot Size	0.585 acres (25,490 sqft)
Owner	2 Individual Names on File
Last Sale	$927,000 (Jan 2020)
Tax Bill	$9,158 (2025)
Deeds & Mortgages	Jan 2023 Refinance Aug 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`OAKB M:0056 B:0014 L:007`

Property Details

APN / Parcel Number

Primary APN	`OAKB M:0056 B:0014 L:007`
Alternative APN	`4515`

Interior

Bedrooms	6 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,978 sqft Living Area
Gross Area	7,826 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2008
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	25,490 sqft (0.585 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	4515
Street Address	227 BUDDYS DR
City	OAK BLUFFS
State	MA
Zip	02557-6758
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	14
Legal Lot Number	7
Jurisdiction	OAK BLUFFS MA
Township / Civil Division	OAK BLUFFS
Census Block Group	3
Census Block	3066
Census Tract	200200

Owner

227 Buddy's Dr is owned by two individuals who bought it in January 2020.

Source: Dukes County and Oak Bluffs Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 279, EDGARTOWN, MA 02539-0279
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance NP INC
Aug 9, 2021	Deed of Trust, Mortgage · ARM QUONTIC BANK
Jan 31, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage QUONTIC BANK
Nov 6, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 31, 2020 · Amount on File
Deed Sale	Jan 31, 2020 · Amount on File
Prior Sale	May 9, 1996 · Amount on File
Deed Document Number	2020749
Deed Book / Page	1519 / 673
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAK BLUFFS MA
Property Address	227 BUDDYS DR, OAK BLUFFS, MA 02557-6758
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001647-456
Date	Jan 26, 2023
Book Page	1647/456
Instrument	202300000510

Lender

Name	NP INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	481 Months
Due	Feb 1, 2063

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAK BLUFFS MA
Property Address	227 BUDDYS DR, OAK BLUFFS, MA 02557-6758
Transaction Type	Mortgage
Record Updated	Aug 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1590-360
Date	Aug 9, 2021
Book Page	1590/360
Instrument	6446

Lender

Name	QUONTIC BANK

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	5.38%
Type Change Date	Sep 1, 2026
Index	Other

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OAK BLUFFS MA
Recording Date	Jan 31, 2020
Property Address	227 BUDDYS DR, OAK BLUFFS, MA 02557-6758
Document Number	1519-673
Book / Page	1519 / 673
Instrument Date	Jan 31, 2020
Instrument	749
Transaction Type	Transfer
Record Updated	Jun 1, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 W TIXBURY RD, EDGARTOWN, MA 02539

Mortgage

Document Number	750
Date	Jan 31, 2020
Instrument	750

Lender

Name	QUONTIC BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Type Change Date	Feb 1, 2025

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAK BLUFFS MA
Property Address	227 BUDDYS DR, OAK BLUFFS, MA 02557-6758
Document Number	1453-56
Book / Page	001453 / 000056
Instrument Date	Nov 6, 2017
Transaction Type	Mortgage
Record Updated	Dec 5, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Mortgage

Document Number	1453-56
Date	Nov 13, 2017
Book Page	001453/000056
Instrument	7098

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 12, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 227 Buddy's Dr was $9,158, up 0.2% from the year before.

Source: Dukes County and Oak Bluffs Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Dukes County
County Subdivision	Oak Bluffs Town
Elementary School District	Oak Bluffs School District (PK - 08)
Secondary School District	Martha's Vineyard School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,158.00 (+0.18%)	$1,813,500 (+3.75%) Land $618,700 Building $1,194,800	$2,054,425
2024	$9,142.00 (+26.8%)	$1,748,000 (+28.01%) Land $562,200 Building $1,185,800
2023	$7,210.00	$1,365,500 Land $500,800 Building $864,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 227 Buddy's Dr in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective February 7, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 55 policies
Nearby Flood Policies	55 in force
Nearby Flood Claims	7 (1978–2012)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Coastal Storm, Oct 1991 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 227 Buddy's Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OAK BLUFFS WATER DISTRICT serves 24,000 people · EPA ID MA4221000
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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