227 Bluff Shadows, Seymour, TN 37865 Property Records

Sevier County property record for 227 Bluff Shadows, Seymour, TN 37865

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,132 sqft · built 2019
Lot Size	0.589 acres (25,700 sqft)
Owner	Individual Name on File
Last Sale	$559,900 (Jul 2023)
Tax Bill	$1,352 (2025)
Deeds & Mortgages	Jan 2024 Line of Credit Jul 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`078057F B 01400`

Property Details

APN / Parcel Number

Primary APN	`078057F B 01400`
Alternative APN	`057F B 01400`

Interior

Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	3,132 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	25,700 sqft (0.589 acres)
Terrain	Rolling
Garage Type	Finished
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	102 sqft
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	227 BLUFF SHADOWS
City	SEYMOUR
State	TN
Zip	37865-2507
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:14 DIST:09 SUBD:BRAKE RIDGE PHASE 2 MAP REF:057F
Legal Subdivision	BRAKE RIDGE PHASE 2
Legal Lot Number	14
Jurisdiction	SEVIER TN
Township / Civil Division	9
Census Block Group	2
Census Block	2005
Census Tract	80300

Owner

227 Bluff Shadows is owned and occupied by an individual who bought it in July 2023.

Source: Sevier County records, as of January 28, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	227 BLUFF SHADOWS, SEYMOUR, TN 37865-2507
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2024	Deed of Trust, Mortgage · Line of Credit LAFAYETTE FCU
Jul 11, 2023	Warranty Deed, Transfer · Conventional Mortgage FIRSTTRUST HOME LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 11, 2023 · Amount on File
Deed Sale	Jul 11, 2023 · Amount on File
Prior Sale	Jul 12, 2019 · Amount on File
Deed Document Number	23020609
Deed Book / Page	6351 / 463
Record Updated	Jun 8, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEVIER TN
Property Address	227 BLUFF SHADOWS, SEYMOUR, TN 37865-2507
Transaction Type	Mortgage
Record Updated	Feb 6, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0064520474
Date	Jan 24, 2024
Book Page	6452/474
Instrument	24002029

Lender

Name	LAFAYETTE FCU
Type	Credit Union
Address	ROCKVILLE, MD 20852

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 29, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEVIER TN
Recording Date	Jul 11, 2023
Property Address	227 BLUFF SHADOWS, SEYMOUR, TN 37865-2507
Document Number	0063510463
Book / Page	6351 / 463
Map Reference	CAB 42 SL 313
Instrument Date	Jul 11, 2023
Instrument	23020609
Transaction Type	Transfer
Record Updated	Jul 26, 2023
Title Company	SURETY TITLE AGENCY INC, SECURITY TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,071.63
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	227 BLUFF SHADOWS, SEYMOUR, TN 37865-2507

Mortgage

Document Number	0023020610
Date	Jul 11, 2023
Instrument	23020610

Lender

Name	FIRSTTRUST HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 227 Bluff Shadows was $1,352.

Source: Sevier County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Sevier County
Unified School District	Sevier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,352.00	$91,375 Land $7,500 Building $83,875
2023		$91,375 (-) Land $7,500 Building $83,875
2022		$91,375 Land $7,500 Building $83,875	$365,500 (-) Land $30,000 Building $335,500
2021	$1,352.00		$365,500 Land $30,000 Building $335,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 227 Bluff Shadows in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 227 Bluff Shadows is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 52% of Tennessee
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KNOX-CHAPMAN UTILITY DISTRICT serves 41,311 people · EPA ID TN0000367
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
KUB Fiber	10,000 / 10,000
Spectrum Cable	1,000 / 1,000
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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