Louisa County property record for 227 Bibb St, Louisa, VA 23093
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,800 sqft · built 2023 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $344,990 (May 2023) |
| Tax Bill | $163 (2022) |
| Deeds & Mortgages | May 2023 Sale & Mortgage May 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 40G 2 54 |
| Primary APN | 40G 2 54 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,800 sqft Living Area |
| 1st Floor Area | 800 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Vinyl |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Patio Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 28836 |
|---|---|
| Street Address | 227 BIBB ST |
| City | LOUISA |
| State | VA |
| Zip | 23093-6580 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RG |
| Legal Description | COUNTRYSIDE PHASE 2 PB 8/2608-2613 LOT 54 DB 1898/903 .211 AC |
| Legal Subdivision | COUNTRYSIDE |
| Legal Phase | 2 |
| Legal Lot Number | 54 |
| Jurisdiction | LOUISA VA |
| Township / Civil Division | LOUISA |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 950201 |
227 Bibb St is owned and occupied by two individuals who bought it in May 2023.
Source: Louisa County records, as of September 24, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 227 BIBB ST, LOUISA, VA 23093-6580 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 15, 2023 | Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| May 15, 2023 | Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 15, 2023 · Amount on File |
| Deed Sale | May 15, 2023 · Amount on File |
| Prior Sale | Dec 27, 2012 · Amount on File |
| Deed Document Number | 20234207 |
| Deed Book / Page | 1898 / 903 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LOUISA VA |
| Recording Date | May 15, 2023 |
| Property Address | 227 BIBB ST, LOUISA, VA 23093-6580 |
| Document Number | 001898/903 |
| Book / Page | 1898 / 903 |
| Map Reference | MB 8 PG 2608-2613 |
| Instrument Date | May 11, 2023 |
| Instrument | 202300004207 |
| Transaction Type | Transfer |
| Record Updated | Jul 10, 2023 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $172.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 227 BIBB ST, LOUISA, VA 23093-6580 |
| Document Number | 0001898907 |
|---|---|
| Date | May 15, 2023 |
| Instrument | 1898/907 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2053 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LOUISA VA |
| Recording Date | May 15, 2023 |
| Property Address | 227 BIBB ST, LOUISA, VA 23093-6580 |
| Document Number | 001898/903 |
| Book / Page | 1898 / 903 |
| Map Reference | MB 8 PG 2608-2613 |
| Instrument Date | May 11, 2023 |
| Instrument | 202300004207 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2023 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $172.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 227 BIBB ST, LOUISA, VA 23093-6580 |
| Document Number | 0001898907 |
|---|---|
| Date | May 15, 2023 |
| Instrument | 1898/907 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2053 |
Source: Louisa County assessment roll, as of September 24, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Louisa County |
| Municipality | Louisa Town |
| Unified School District | Louisa County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $346,100 (+4.06%) Land $39,000 Building $307,100 | $346,100 (+4.06%) Land $39,000 Building $307,100 | |
| 2025 | $332,600 Land $31,000 Building $301,600 | $332,600 Land $31,000 Building $301,600 | |
| 2023 | $29,000 Land $24,000 Building $5,000 | ||
| 2022 | $163.00 | $29,000 Land $24,000 Building $5,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 227 Bibb St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 227 Bibb St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF LOUISA serves 1,555 people · EPA ID VA2109450 |
|---|---|
| Water Source | Purchased surface water from LOUISA COUNTY WATER AUTHORITY |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
Listed by EPA as a serious violator.
| Water Quality | Haloacetic acids resolved · Jan 2026 Total trihalomethanes resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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