Lowndes County property record for 227 Ben Morgan Dr, Columbus, MS 39705
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 2,454 sqft · built 1981 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $178 (2023) |
| Deeds & Mortgages | Apr 2023 Mortgage Jan 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 47W220001200 |
| Primary APN | 47W220001200 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 6 Rooms |
| Building Area | 2,454 sqft Adjusted Area |
| 1st Floor Area | 2,367 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1981 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 43,560 sqft (1 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 006821 |
|---|---|
| Street Address | 227 BEN MORGAN DR |
| City | COLUMBUS |
| State | MS |
| Zip | 39705-2957 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT NE4 NE4 S OF SPIVEY RD |
| Legal Range | 18W |
| Legal Township | 17S |
| Legal Section | 28 |
| Jurisdiction | LOWNDES MS |
| Township / Civil Division | 2 |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 302 |
227 Ben Morgan Dr is owned and occupied by two individuals who acquired it in July 1988.
Source: Lowndes County records, as of October 22, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 227 BEN MORGAN DR, COLUMBUS, MS 39705-2957 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 3, 2023 | Deed of Trust, Mortgage BANKFIRST FINANCIAL SERVICES |
| Jan 29, 2018 | Deed of Trust, Mortgage BANKFIRST FIN'L SVCS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 6, 1988 |
| Deed Sale | Jul 6, 1988 |
| Deed Document Number | 0000884169 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWNDES MS |
| Property Address | 227 BEN MORGAN DR, COLUMBUS, MS 39705-2957 |
| Transaction Type | Mortgage |
| Record Updated | Apr 26, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0020236612 |
|---|---|
| Date | Apr 3, 2023 |
| Book Page | 2023/6612 |
| Instrument | 1030301 |
| Name | BANKFIRST FINANCIAL SERVICES |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 119 Months |
| Due | Mar 27, 2033 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWNDES MS |
| Property Address | 227 BEN MORGAN DR, COLUMBUS, MS 39705-2957 |
| Document Number | 0020182813 |
| Book / Page | 002018 / 002813 |
| Instrument Date | Jan 29, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 14, 2018 |
| Name | Verified Name |
|---|---|
| Address | 227 BEN MORGAN DR COLUMBUS MS 397052957, COLUMBUS, MS 39705-2957 |
| Document Number | 0020182813 |
|---|---|
| Date | Feb 5, 2018 |
| Book Page | 002018/002813 |
| Name | BANKFIRST FIN'L SVCS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBUS, MS 39703 |
| Amount | Amount on Record |
|---|---|
| Term | 60 Months |
| Due | Feb 4, 2023 |
Source: Lowndes County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Lowndes County |
| Unified School District | Columbus Municipal School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,267 | $102,670 Land $15,000 Building $87,670 | |
| 2023 | $178.00 Homeowner's exemption Senior Citizen's exemption | $9,268 | $92,680 Land $15,000 Building $77,680 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 227 Ben Morgan Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 227 Ben Morgan Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 84% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST LOWNDES W/A #2-HUCKLEBERRY public/private · serves 7,035 people · EPA ID MS0440080 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| 4-County Fiber Fiber | 1,000 / 1,000 |
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| C Spire Wireless Fixed Wireless · Fiber in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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