Cape Girardeau County property record for 227 Bella Oaks Dr, Jackson, MO 63755
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 3,030 sqft · built 1998 |
| Lot Size | 3.12 acres (135,907 sqft) |
| Owner | Individual Name on File |
| Last Sale | $303,000 (Jul 2020) |
| Tax Bill | $1,796 (2025) |
| Deeds & Mortgages | May 2022 Mortgage Apr 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 103031103003000000 |
| Primary APN | 103031103003000000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 3,030 sqft Living Area |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Logs |
| Construction Type | Frame |
| Lot Area | 135,907 sqft (3.12 acres) |
| Lot Dimensions | 591 ft deep x 325 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 227 BELLA OAKS DR |
|---|---|
| City | JACKSON |
| State | MO |
| Zip | 63755-6405 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 4 BELLA VISTA 2ND SUBD 12/23 |
| Legal Range | 13E |
| Legal Township | 32S |
| Legal Section | 11 |
| Legal Subdivision | BELLA VISTA 2ND SUBD |
| Legal Lot Number | 4 |
| Jurisdiction | CAPE GIRARDEAU MO |
| Township / Civil Division | SHAWNEE |
| Census Block Group | 5 |
| Census Block | 5035 |
| Census Tract | 880100 |
227 Bella Oaks Dr is owned and occupied by an individual who bought it in July 2020.
Source: Cape Girardeau County records, as of September 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 227 BELLA OAKS DR, JACKSON, MO 63755-6405 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 4, 2022 | Deed of Trust, Mortgage · USDA Mortgage USDA |
| Apr 29, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FIRST MISSOURI STATE BANK |
| Jul 27, 2020 | Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MTG CORP |
| Apr 23, 2018 | Deed, Transfer · Conventional Mortgage FIRST MISSOURI STATE BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 27, 2020 · Amount on File |
| Deed Sale | Jul 27, 2020 · Amount on File |
| Prior Sale | Apr 23, 2018 · Amount on File |
| Deed Document Number | 20208752 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAPE GIRARDEAU MO |
| Property Address | 227 BELLA OAKS DR, JACKSON, MO 63755-6405 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0202204864 |
|---|---|
| Date | May 4, 2022 |
| Instrument | 2022-04864 |
| Name | USDA |
|---|---|
| Type | Government Agency |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 348 Months |
| Due | Aug 1, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAPE GIRARDEAU MO |
| Property Address | 227 BELLA OAKS DR, JACKSON, MO 63755-6405 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0201903710 |
|---|---|
| Date | Apr 29, 2019 |
| Instrument | 2019-03710 |
| Name | FIRST MISSOURI STATE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CAPE GIRARDEAU MO |
| Recording Date | Jul 27, 2020 |
| Property Address | 227 BELLA OAKS DR, JACKSON, MO 63755-6405 |
| Document Number | 0202008752 |
| Map Reference | PB 12 PG 23 |
| Instrument Date | Jul 23, 2020 |
| Instrument | 2020-08752 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 227 BELLA OAKS DR, JACKSON, MO 63755-6405 |
| Document Number | 0202008753 |
|---|---|
| Date | Jul 27, 2020 |
| Instrument | 2020-08753 |
| Name | FAIRWAY INDEPENDENT MTG CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | CAPE GIRARDEAU MO |
| Recording Date | Apr 23, 2018 |
| Property Address | 227 BELLA OAKS DR, JACKSON, MO 63755-6405 |
| Document Number | 0201803614 |
| Map Reference | PB 12 PG 23 |
| Instrument Date | Apr 20, 2018 |
| Instrument | 201803614 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 227 BELLA OAKS DR, JACKSON, MO 63755-6405 |
| Document Number | 0201803615 |
|---|---|
| Date | Apr 23, 2018 |
| Instrument | 201803615 |
| Name | FIRST MISSOURI STATE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 227 Bella Oaks Dr was $1,796.
Source: Cape Girardeau County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Cape Girardeau County |
| Unified School District | Jackson R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $35,820 (-) Land $3,790 Building $32,030 | $188,489 (-) Land $19,937 Building $168,552 | |
| 2025 | $1,796.00 | $35,820 Land $3,790 Building $32,030 | $188,489 Land $19,937 Building $168,552 |
| 2023 | $1,708.00 | $34,110 Land $3,610 Building $30,500 | $179,514 Land $18,988 Building $160,526 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 227 Bella Oaks Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1993.
Source: FEMA National Flood Hazard Layer, effective January 19, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (1993) |
| Most Recent Claim | Jul 1993 · Severe Storms & Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 227 Bella Oaks Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAPE PERRY COUNTY PWSD 1 SOUTH serves 8,545 people · EPA ID MO4024096 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 35 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Starlink Satellite | 280 / 30 |
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