227 Beach Rd, Banner Elk, NC 28604 Property Records

Watauga County property record for 227 Beach Rd, Banner Elk, NC 28604

Property Summary

Property TypeCommercial
Lot Size0.5 acres (21,780 sqft)
OwnerCompany Name on Record
Last Sale$7,000 (Oct 2006)
Tax Bill$147 (2025)
Flood ZoneZone AE (high risk)
APN1888-16-1877-000

Property Details

APN / Parcel Number

Primary APN1888-16-1877-000
Alternative APN
  • 1620815

Interior

Plumbing Fixtures7 Plumbing Fixtures

Exterior

Lot Area21,780 sqft (0.5 acres)

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Account Number1620815
Street Address227 BEACH RD
CityBANNER ELK
StateNC
Zip28604
Property CategoryCommercial
Property TypeCommercial > Retail
Local Zoning CodeR
Legal DescriptionSEWER TREATMENT PLANT SITE THE PONDS
Legal SubdivisionTHE PONDS
JurisdictionWATAUGA NC
Township / Civil DivisionWATAUGA
Census Block Group3
Census Block3013
Census Tract920900

Owner

Source: Watauga County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing AddressPO BOX 1167, BANNER ELK, NC 28604-1167
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 11, 2006 · Amount on Record
Deed SaleOct 11, 2006 · Amount on Record
Deed Document Number2006155110
Deed Book / Page1226 / 729
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Watauga County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyWatauga County
Unified School DistrictWatauga County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$147.00$39,900 (-) Land $23,300 Building $16,600
2024$39,900 Land $23,300 Building $16,600
2023$39,900 Land $23,300 Building $16,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayYes
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 47 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies47 in force
Nearby Flood Claims21 (2004–2025)
Claims Outside the SFHA5 of 21
Most Recent ClaimMay 2025 · river or lake flooding
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 14 claims
  • Hurricane Ivan, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · above 54% of North Carolina
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMILL RIDGE POA
private · serves 427 people · EPA ID NC0195115
Water SourceGroundwater
Last State InspectionOct 2024
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Skyline Telephone
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Beach Rd

Nearby Streets

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