Santa Clara County property record for 227 Baja Rose St, Milpitas, CA 95035
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 3 ba · 1,569 sqft · built 2018 |
| Lot Size | 0.027 acres (1,200 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $935,000 (Jun 2018) |
| Tax Bill | $13,230 (2025) |
| Deeds & Mortgages | Aug 2021 Line of Credit Jul 2019 Mortgage + 1 more |
| Flood Zone | Zone AO (high risk) |
| APN | 086-93-107 |
| Primary APN | 086-93-107 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,569 sqft Living Area |
| 1st Floor Area | 392 sqft |
| 2nd Floor Area | 1,177 sqft |
| Year Built | Built 2018 |
|---|---|
| Architectural Style | Other |
| Construction Type | Wood |
| Lot Area | 1,200 sqft (0.027 acres) |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 227 BAJA ROSE ST |
|---|---|
| City | MILPITAS |
| State | CA |
| Zip | 95035-3860 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | M2 |
| Legal Description | TR 10363 UNIT 1008 |
| Legal Subdivision | 10363 CENTRE POINTE |
| Legal Tract | 10363 |
| Jurisdiction | SANTA CLARA CA |
| Township / Civil Division | SAN JOSE |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 504505 |
227 Baja Rose St, a condominium, is owned and occupied by two individuals who bought it in June 2018.
Source: Santa Clara County records, as of October 20, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 227 BAJA ROSE ST, MILPITAS, CA 95035-3860 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 26, 2021 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Jul 31, 2019 | Deed of Trust, Mortgage · ARM PNC BANK NA |
| Jan 11, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 29, 2018 · Amount on File |
| Deed Sale | Jun 29, 2018 · Amount on File |
| Deed Document Number | 23967403 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 227 BAJA ROSE ST, MILPITAS, CA 95035-3860 |
| Transaction Type | Mortgage |
| Record Updated | Sep 6, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 227 BAJA ROSE ST, MILPITAS, CA 95035-3860 |
| Document Number | 0025078747 |
|---|---|
| Date | Aug 26, 2021 |
| Instrument | 25078747 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28277 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Aug 25, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 227 BAJA ROSE ST, MILPITAS, CA 95035-3860 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | NATIONALLINK |
| Name | Verified Name |
|---|
| Document Number | 0024243351 |
|---|---|
| Date | Jul 31, 2019 |
| Instrument | 24243351 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | MIAMISBURG, OH 45342 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
| Type Change Date | Aug 1, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 2.5% |
| Max Rate At Change | 8.25% |
| Index | 1-Year LIBOR |
| Max Rate | 8.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 227 BAJA ROSE ST, MILPITAS, CA 95035-3860 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AMERICAN COAST TITLE |
| Name | Verified Name |
|---|---|
| Address | 227 BAJA ROSE ST, MILPITAS, CA 95035-3860 |
| Document Number | 0024781216 |
|---|---|
| Date | Jan 11, 2021 |
| Instrument | 24781216 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Dec 1, 2050 |
The 2025 property tax bill for 227 Baja Rose St was $13,230 with a homeowner's exemption.
Source: Santa Clara County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | California |
| County | Santa Clara County |
| Municipality | Milpitas City |
| Unified School District | Milpitas Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $13,230.00 Homeowner's exemption | $1,063,817 Land $531,908 Building $531,909 |
| 2023 | $12,824.00 (+0.76%) Homeowner's exemption | $1,022,509 Land $511,254 Building $511,255 |
| 2022 | $12,727.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 227 Baja Rose St in Zone AO, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AO high risk · sheet flow 1–3 ft |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 22 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 27 units insured incl. 5 condo units |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 227 Baja Rose St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MILPITAS serves 81,915 people · EPA ID CA4310005 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2025 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 739 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Sail Internet DSL · Fixed Wireless in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Etheric Networks Fixed Wireless | 250 / 100 |
| Ridge Wireless Fixed Wireless | 100 / 60 |
May also be available: Consolidated Smart Broadband Systems, GeoLinks, T-Mobile.
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