227 Back St, Newport, NC 28570 Property Records

Carteret County property record for 227 Back St, Newport, NC 28570

Property Summary

Property Type	Single Family Home
Details	4 bd · 5.5 ba · 4,072 sqft · built 2023
Lot Size	0.175 acres (7,623 sqft)
Owner	Company Name on File
Last Sale	$2,585,000 (Jul 2026)
Tax Bill	$4,242 (2025)
Deeds & Mortgages	Jul 2026 Sale & Line of Credit Jun 2022 Construction Loan + 1 more
Flood Zone	Zone AE (high risk)
APN	`6305.04.72.0733000`

Property Details

APN / Parcel Number

Primary APN	`6305.04.72.0733000`
Alternative APNs	`65320` `53504`

Interior

Bedrooms	4 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Stories	4 Stories
Building Area	4,072 sqft Heated Area
Gross Area	1,791 sqft
Interior Walls	Plywood

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Conventional
Exterior Material	Fiber Cement Siding
Construction Type	Wood
Foundation Type	Brick
Roof Type	Gable
Roof Material	Metal
Lot Area	7,623 sqft (0.175 acres)
Lot Dimensions	185 ft deep x 45 ft wide

Exterior Amenities

Pool Area	364 sqft
Porch	Slab
Patio Area	16 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	53504
Street Address	227 BACK ST
City	NEWPORT
State	NC
Zip	28570-5222
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RRCU
Legal Description	LOT 504 PHASE 1 CANNONSGATE
Legal Subdivision	CANNONSGATE
Legal Phase	1
Legal Block	72
Legal Lot Number	504
Jurisdiction	CARTERET NC
Township / Civil Division	WHITE OAK
Census Block Group	2
Census Block	2000
Census Tract	970804

Owner

227 Back St is owned by a company that bought it in July 2026.

Source: Carteret County records, as of September 23, 2026

Owner of Record	Company Name on File
Mailing Address	PO BOX 328, PRINCETON, NC 27569-0328
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2026	Warranty Deed, Transfer · Line of Credit KS BANK INC
Jun 3, 2022	Deed of Trust, Mortgage · Construction Mortgage FIRST CITIZENS BANK & TRUST CO
Aug 3, 2021	Warranty Deed, Transfer · Commercial Mortgage FIRST CITIZENS BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 16, 2026 · Amount on File
Deed Sale	Jul 16, 2026 · Amount on File
Prior Sale	Aug 3, 2021 · Amount on File
Deed Document Number	20261891255
Deed Book / Page	1891 / 255
Prior Transfer Date	Feb 9, 2010
Prior Transfer Doc	0001335397
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTERET NC
Recording Date	Jul 16, 2026
Property Address	227 BACK ST, NEWPORT, NC 28570-5222
Document Number	0001891255
Book / Page	1891 / 255
Instrument Date	Jul 13, 2026
Instrument	20261891255
Transaction Type	Transfer
Record Updated	Aug 4, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$522,170.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership

Mortgage

Document Number	0001891256,
Date	Jul 16, 2026
Book Page	1891/256
Instrument	20261891256

Lender

Name	KS BANK INC

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months

Interest

Rate	6.48%
Max Rate	-1%

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTERET NC
Property Address	227 BACK ST, NEWPORT, NC 28570-5222
Transaction Type	Mortgage
Record Updated	Oct 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0017690329
Date	Jun 3, 2022
Book Page	1769/329
Instrument	1769329

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	COLUMBIA, SC 29211

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTERET NC
Recording Date	Aug 3, 2021
Property Address	227 BACK ST, NEWPORT, NC 28570-5222
Document Number	0017330095
Book / Page	1733 / 95
Map Reference	MB 30 PG 780-790
Instrument Date	Aug 2, 2021
Instrument	1733095
Transaction Type	Transfer
Record Updated	Oct 19, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$450.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 9494, FAYETTEVILLE, NC 28311-9087

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	711 CANNONSGATE DR, NEWPORT, NC 28570-8226

Mortgage

Document Number	0001733096
Date	Aug 3, 2021
Instrument	1733-096

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 227 Back St was $4,242.

Source: Carteret County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Carteret County
Unified School District	Carteret County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,358,805 (-) Land $344,091 Building $1,014,714	$1,358,805 (-) Land $344,091 Building $1,014,714
2025	$4,242.00	$1,358,805 Land $344,091 Building $1,014,714	$1,358,805 Land $344,091 Building $1,014,714
2023		$452,704 Land $219,374 Building $233,330	$452,704 Land $219,374 Building $233,330
2022	$899.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 227 Back St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 132 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	132 in force
Nearby Flood Claims	152 (1996–2018)
Claims Outside the SFHA	14 of 152
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 60 claims Hurricane Ophelia, Sep 2005 · 27 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 23 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 227 Back St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST CARTERET WATER CORP private · serves 19,512 people · EPA ID NC0416040
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Back St

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