227 Atwater Rd, Springfield, MA 01107 Property Records

Hampden County and Springfield City property record for 227 Atwater Rd, Springfield, MA 01107

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,156 sqft · built 1985
Lot Size	0.164 acres (7,148 sqft)
Owner	2 Individual Names on File
Last Sale	$104,900 (Nov 1985)
Tax Bill	$5,139 (2026)
Deeds & Mortgages	Sep 2020 Refinance Oct 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`SPRI S:00772 P:0050`

Property Details

APN / Parcel Number

Primary APN	`SPRI S:00772 P:0050`
Alternative APN	`7720050`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,156 sqft Living Area
1st Floor Area	1,218 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	7,148 sqft (0.164 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	7720050
Street Address	227 ATWATER RD
City	SPRINGFIELD
State	MA
Zip	01107-1254
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Jurisdiction	SPRINGFIELD MA
Township / Civil Division	SPRINGFIELD
Census Block Group	3
Census Block	3004
Census Tract	800500

Owner

227 Atwater Rd is owned and occupied by two individuals who bought it in November 1985.

Source: Hampden County and Springfield City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	227 ATWATER RD, SPRINGFIELD, MA 01107-1254
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance CORNERSTONE BANK
Oct 21, 2019	Deed of Trust, Mortgage · Conventional Mortgage ARRHA CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 12, 1985 · Amount on File
Deed Sale	Nov 12, 1985 · Amount on File
Deed Book / Page	5941 / 258
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Property Address	227 ATWATER RD, SPRINGFIELD, MA 01107-1254
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	23436-44
Date	Sep 23, 2020
Book Page	23436/44
Instrument	54041

Lender

Name	CORNERSTONE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2035

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Property Address	227 ATWATER RD, SPRINGFIELD, MA 01107-1254
Document Number	22924-190
Instrument Date	Oct 21, 2019
Transaction Type	Mortgage
Record Updated	Nov 12, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	227 ATWATER RD SPRINGFIELD MA 011071254, SPRINGFIELD, MA 01107-1254

Mortgage

Document Number	22924-190
Date	Oct 29, 2019
Book Page	022924/000190
Instrument	63077

Lender

Name	ARRHA CU

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 28, 2034

Tax Assessment & Valuation

The 2026 property tax bill for 227 Atwater Rd was $5,139, down 0.7% from the year before.

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Springfield City
Unified School District	Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,139.00 (-0.71%)	$332,400 (+0.7%) Land $51,300 Building $281,100	$355,422 (-12.53%)
2025	$5,176.00	$330,100 Land $51,300 Building $278,800	$406,315 (+0.64%)
2024			$403,750
2023	$5,981.00	$350,800 Land $48,900 Building $301,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 227 Atwater Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 227 Atwater Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 487 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: Crossroads Fiber, Spectrum, T-Mobile, Verizon.

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