Monroe County property record for 227 Atlantic Blvd, Key Largo, FL 33037
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 2,052 sqft · built 1971 |
| Lot Size | 0.372 acres (16,200 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,125,000 (Aug 2026) |
| Tax Bill | $6,096 (2025) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Aug 2023 Sale |
| Flood Zone | Zone X (moderate risk) |
| APN | 00453471-002000 |
| Primary APN | 00453471-002000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,052 sqft Living Area |
| 1st Floor Area | 2,052 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 16,200 sqft (0.372 acres) |
| Lot Dimensions | 120 ft deep x 135 ft wide |
| Garage Type | Carport |
| Garage Area | 315 sqft |
| Carport | Carport |
| Carport Area | 315 sqft |
| Porch | Slab |
| Porch Area | 180 sqft |
| Patio Area | 836 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1553484 |
|---|---|
| Street Address | 227 ATLANTIC BLVD |
| City | KEY LARGO |
| State | FL |
| Zip | 33037-4331 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SC |
| Legal Description | LTS 226-227 PORT LARGO FIRST ADDITION KEY LARGO PB6-48 OR469-333/337 OR866-2325 OR484-811 OR1882-253 OR2098-2498 OR2795-1778 OR3236-2483 |
| Legal Range | 39E |
| Legal Township | 61S |
| Legal Section | 33 |
| Legal Subdivision | PORT LARGO 1ST ADD |
| Legal Lot Number | 226-2 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 2 |
| Census Block | 2065 |
| Census Tract | 970500 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
227 Atlantic Blvd is owned and occupied by two individuals who bought it in August 2026.
Source: Monroe County records, as of September 14, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 227 ATLANTIC BLVD, KEY LARGO, FL 33037-4331 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Aug 31, 2026 | Warranty Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC |
| Aug 2, 2023 | Warranty Deed, Transfer CORAL REEF TITLE COMPANY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 31, 2026 · Amount on File |
| Deed Sale | Aug 31, 2026 · Amount on File |
| Prior Sale | Aug 2, 2023 · Amount on File |
| Deed Document Number | 20262558965 |
| Deed Book / Page | 3400 / 1113 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Aug 31, 2026 |
| Property Address | 227 ATLANTIC BLVD, KEY LARGO, FL 33037-4331 |
| Document Number | 0002558965 |
| Book / Page | 3400 / 1113 |
| Instrument Date | Aug 24, 2026 |
| Instrument | 20262558965 |
| Transaction Type | Transfer |
| Record Updated | Sep 9, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLUTI |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $795,375.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 227 ATLANTIC BLVD, KEY LARGO, FL 33037-4331 |
| Document Number | 0002558966, |
|---|---|
| Date | Aug 31, 2026 |
| Instrument | 20262558966 |
| Name | CMG MORTGAGE INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.25% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Aug 2, 2023 |
| Property Address | 227 ATLANTIC BLVD, KEY LARGO, FL 33037-4331 |
| Document Number | 0032362483 |
| Book / Page | 3236 / 2483 |
| Map Reference | MB 6 PG 48 |
| Instrument Date | Aug 1, 2023 |
| Instrument | 2427314 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2023 |
| Title Company | CORAL REEF TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Tax | $5,950.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 54 WYCKOFF ST, BROOKLYN, NY 11201-6306 |
| Name | Verified Name |
|---|---|
| Address | 461 BAHIA AVE, KEY LARGO, FL 33037-4347 |
The 2025 property tax bill for 227 Atlantic Blvd was $6,096, down 2.5% from the year before.
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,096.00 (-2.5%) | $649,776 Land $452,045 Building $197,731 | $649,776 Land $452,045 Building $197,731 |
| 2024 | $6,252.00 (-3.02%) | ||
| 2023 | $6,447.00 (+18.4%) | $911,750 (+27.89%) Land $665,213 Building $246,537 | $911,750 (+27.89%) Land $665,213 Building $246,537 |
| 2022 | $5,445.00 | $712,940 Land $455,301 Building $257,639 | $712,940 Land $455,301 Building $257,639 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 227 Atlantic Blvd in Zone X, an area of moderate flood risk, though there have been 304 flood claims nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 595 individual policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 839 units insured incl. 244 condo units |
| Nearby Flood Claims | 304 (1983–2025) |
| Claims Outside the SFHA | 8 of 304 |
| Most Recent Claim | Oct 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 227 Atlantic Blvd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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