227 Adams St, Delaware City, DE 19706 Property Records

New Castle County property record for 227 Adams St, Delaware City, DE 19706

Property Summary

Property TypeDuplex
Details3 bd · 1.5 ba · 1,360 sqft · built 1998
Lot Size0.08 acres (3,485 sqft)
OwnerIndividual Name on File
Tax Bill$1,650 (2025)
Deeds & MortgagesMar 2024 Mortgage
Feb 2022 Mortgage
+ 2 more
Flood ZoneZone AE (high risk)
APN22-007.00-183

Property Details

APN / Parcel Number

Primary APN22-007.00-183

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms5 Rooms
Stories2 Stories
Building Area1,360 sqft Living Area
1st Floor Area680 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Architectural StyleDuplex Single
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area3,485 sqft (0.08 acres)
Lot Dimensions100 ft deep x 36 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Street Address227 ADAMS ST
CityDELAWARE CITY
StateDE
Zip19706-7763
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning Code22R-1
Legal SubdivisionWHITTAKER SUBD
Legal Lot Number2
JurisdictionNEW CASTLE DE
Township / Civil DivisionRED LION
Census Block Group2
Census Block2027
Census Tract16404

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Delaware City Historic District
listed 1983 · 205 contributing resources · NRIS 83003515

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

227 Adams St, a duplex, is owned by an individual who acquired it in July 1998.

Source: New Castle County records, as of May 6, 2026

Owner of RecordIndividual Name on File
Mailing AddressPO BOX 71, DELAWARE CITY, DE 19706-0071
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 19, 2024Deed of Trust, Mortgage · FHA Mortgage
LOANCARE LLC
Feb 22, 2022Deed of Trust, Mortgage · FHA Mortgage
LAKEVIEW LOAN SERVICING LLC
Jan 12, 2018Deed of Trust, Mortgage · Conventional Mortgage
PIKE CREEK MORTGAGE SERVICES INC
Feb 7, 2019Deed of Trust, Mortgage · FHA Mortgage
PIKE CREEK MORTGAGE SERVICES INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 31, 1998
Deed SaleJul 31, 1998
Deed Book / Page2487 / 42
Record UpdatedJun 8, 2026

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEW CASTLE DE
Property Address227 ADAMS ST, DELAWARE CITY, DE 19706-7763
Transaction TypeMortgage
Record UpdatedMar 29, 2024
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address227 ADAMS ST, DELAWARE CITY, DE 19706-7763

Mortgage

Document Number0000017066
DateMar 19, 2024
Instrument20240319-0017066
Lender
NameLOANCARE LLC
TypeMortgage Company
AddressVIRGINIA BEACH, VA 23453
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term300 Months
DueMar 1, 2049

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEW CASTLE DE
Property Address227 ADAMS ST, DELAWARE CITY, DE 19706-7763
Transaction TypeMortgage
Record UpdatedMar 4, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000021825
DateFeb 22, 2022
Instrument20220222-0021825
Lender
NameLAKEVIEW LOAN SERVICING LLC
TypeMortgage Company
AddressMIAMI, FL 33146
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term325 Months
DueMar 1, 2049

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEW CASTLE DE
Property Address227 ADAMS ST, DELAWARE CITY, DE 19706-7763
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000002012
DateJan 12, 2018
Instrument20180112-0002012
Lender
NamePIKE CREEK MORTGAGE SERVICES INC
TypeMortgage Company
AddressNEWARK, DE 19711
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2048

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEW CASTLE DE
Property Address227 ADAMS ST, DELAWARE CITY, DE 19706-7763
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyAMERICAN LAND TITLE ASSOCIAT

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000009445
DateFeb 7, 2019
Instrument20190207-0009445
Lender
NamePIKE CREEK MORTGAGE SERVICES INC
TypeMortgage Company
AddressNEWARK, DE 19711
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueFeb 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 227 Adams St was $1,650.

Source: New Castle County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateDelaware
CountyNew Castle County
MunicipalityDelaware City
Unified School DistrictColonial School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$1,650.00$274,000 Land $53,600 Building $220,400
2023$1,286.00$46,300 Land $4,000 Building $42,300

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 227 Adams St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 93 policies
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies93 in force
Nearby Flood Claims18 (1980–2014)
Claims Outside the SFHA2 of 18
Most Recent ClaimApr 2014 · river or lake flooding
Claims by Event
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 227 Adams St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDELAWARE CITY WATER DEPARTMENT (AWC)
serves 2,610 people · EPA ID DE0000566
Water SourceGroundwater
Last State InspectionJan 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Breezeline
Cable
1,000 / 50
Starlink
Satellite
280 / 30

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