Coles County property record for 227 3rd St, Charleston, IL 61920
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,612 sqft · built 1910 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | Company Name on File |
| Last Sale | $55,000 (Mar 2026) |
| Tax Bill | $527 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Mar 2026 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-1-05878-000 |
| Primary APN | 02-1-05878-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,612 sqft Base Area |
| 1st Floor Area | 1,612 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Lot Area | 4,356 sqft (0.1 acres) |
| Lot Dimensions | 90 ft deep x 48 ft wide |
| Garage Type | Detached |
| Garage Area | 440 sqft |
| Street Address | 227 3RD ST |
|---|---|
| City | CHARLESTON |
| State | IL |
| Zip | 61920-1412 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | A COMPTONS SUBD (FRAC L150 OF OT ALSO L4 N PARKERS ADD) BLK 2, N 48 FT OF W 90 FT OF LOT 10 SE 1/4 SEC 10 T12N R09E |
| Legal Range | 09E |
| Legal Township | 12N |
| Legal Section | 10 |
| Legal Subdivision | A COMPTONS SUBD |
| Legal Block | 2 |
| Legal Lot Number | 10 |
| Jurisdiction | COLES IL |
| Township / Civil Division | CHARLESTON |
| Census Block Group | 4 |
| Census Block | 4017 |
| Census Tract | 500 |
227 3rd St is owned by a company that bought it in March 2026.
Source: Coles County records, as of July 7, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 328 LINDEN LN, MATTOON, IL 61938-2023 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Apr 29, 2026 | Deed of Trust, Mortgage · Conventional Mortgage WAYNE SAVINGS BANK FSB |
| Mar 30, 2026 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 30, 2026 · Amount on File |
| Deed Sale | Mar 30, 2026 · Amount on File |
| Prior Sale | Jun 24, 2015 · Amount on File |
| Deed Document Number | 2026821899 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLES IL |
| Recording Date | Apr 29, 2026 |
| Property Address | 227 3RD ST, CHARLESTON, IL 61920-1412 |
| Document Number | 0000822370 |
| Instrument Date | Apr 23, 2026 |
| Instrument | 2026822370 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership, 266 |
| Address | 328 LINDEN LN, MATTOON, IL 61938-2023 |
| Document Number | 0000822370, |
|---|---|
| Date | Apr 29, 2026 |
| Instrument | 2026822370 |
| Name | WAYNE SAVINGS BANK FSB |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | May 1, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.05% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COLES IL |
| Recording Date | Mar 30, 2026 |
| Property Address | 227 3RD ST, CHARLESTON, IL 61920-1412 |
| Document Number | 202600821899 |
| Map Reference | MB 1 PG 37 |
| Instrument Date | Mar 27, 2026 |
| Instrument | 202600821899 |
| Transaction Type | Transfer |
| Record Updated | Apr 15, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $55.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1056 COUNTY ROAD 2300 E, SIDNEY, IL 61877-9789 |
| Name | Verified Name |
|---|---|
| Address | 328 LINDEN LN, MATTOON, IL 61938-2023 |
The 2025 property tax bill for 227 3rd St was $527, up 3.3% from the year before.
Source: Coles County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Coles County |
| County Subdivision | Charleston Township |
| Municipality | Charleston City |
| Unified School District | Charleston Community Unit School District 1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $527.00 (+3.33%) | $7,243 (+10.19%) Land $1,602 Building $5,641 | $21,729 (+10.19%) Land $4,806 Building $16,923 |
| 2024 | $510.00 | $6,573 (+9.5%) Land $1,454 Building $5,119 | $19,719 (+9.5%) Land $4,362 Building $15,357 |
| 2023 | $6,003 Land $1,328 Building $4,675 | $18,009 Land $3,984 Building $14,025 | |
| 2020 | $527.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 227 3rd St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective July 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2017–2018) |
| Most Recent Claim | Apr 2018 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 227 3rd St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLESTON serves 17,286 people · EPA ID IL0290100 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2024 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| Watch TV Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Nextlink.
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