227 2nd Ave W, Cresco, IA 52136 Property Records

Howard County property record for 227 2nd Ave W, Cresco, IA 52136

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,518 sqft · built 1919
Lot Size	0.228 acres (9,932 sqft)
Owner	Individual Name on Record
Tax Bill	$1,546 (2025)
Deeds & Mortgages	Jan 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`320011514020000`

Property Details

APN / Parcel Number

Primary APN	`320011514020000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,518 sqft Living Area
Basement Area	728 sqft
Unfinished Basement	728 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1919
Effective Year Built	Effective 1919
Exterior Material	Aluminum Siding
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	9,932 sqft (0.228 acres)
Garage Type	Detached
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	347 sqft
Deck Area	124 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	None
Heating System	Radiant

Location & Zoning

Street Address	227 2ND AVE W
City	CRESCO
State	IA
Zip	52136-1505
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 14' E 90' LOTS 14 & 15, E 57' W 114' LOTS 16, 17 & 18 BLK 15 CRESCO PLAT
Legal Block	15
Legal Lot Number	14-16
Jurisdiction	HOWARD IA
Township / Civil Division	VERNON SPRINGS
Census Block Group	1
Census Block	1086
Census Tract	960100

Owner

Source: Howard County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	227 2ND AVE W, CRESCO, IA 52136-1505
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HOWARD IA
Recording Date	Jan 18, 2017
Property Address	227 2ND AVE W, CRESCO, IA 52136-1505
Document Number	02017/0087
Book / Page	2017 / 0087
Instrument Date	Dec 19, 2016
Instrument	2017 87
Transaction Type	Transfer
Record Updated	Mar 10, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	227 2ND AVE W, CRESCO, IA 52136-1505

Mortgage

Document Number	2017/0088
Date	Jan 18, 2017
Book Page	2017/0088
Instrument	2017 0088

Lender

Name	CUSB BANK
Address	CRESCO, IA 52136

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

Source: Howard County assessment roll, as of October 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Howard County
Municipality	Cresco City
Unified School District	Howard-Winneshiek Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,546.00 Homeowner's exemption	$116,480 (+13.56%) Land $8,870 Building $107,610	$116,480 (+13.56%) Land $8,870 Building $107,610
2024	$1,546.00 (-0.26%)
2023		$102,570 (+21.26%) Land $8,870 Building $93,700	$102,570 (+21.26%) Land $8,870 Building $93,700
2022	$1,550.00 Homeowner's exemption	$84,590 Land $8,870 Building $75,720
2021			$84,590 Land $8,870 Building $75,720

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRESCO WATERWORKS serves 3,913 people · EPA ID IA4515087
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
GigFire Fixed Wireless	150 / 130

May also be available: Nextlink, Verizon.

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