227 13th St S, Naples, FL 34102 Property Records

Collier County property record for 227 13th St S, Naples, FL 34102

Property Summary

Property Type	Single Family Home
Details	2,971 sqft · built 2021
Lot Size	0.23 acres (10,019 sqft)
Owner	Company Name on File
Last Sale	$5,025,500 (Jan 2021)
Tax Bill	$57,618 (2025)
Deeds & Mortgages	Jan 2021 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`081910 505A03`

Property Details

APN / Parcel Number

Primary APN	`081910 505A03`
Alternative APN	`12120001760`

Interior

Building Area	2,971 sqft Living Area

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Construction Type	Masonry / Concrete Block
Lot Area	10,019 sqft (0.23 acres)
Pool Area	364 sqft
Deck Area	389 sqft

Location & Zoning

Street Address	227 13TH ST S
City	NAPLES
State	FL
Zip	34102-3449
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MANGROVE BAY PHASE II LOT 50
Legal Range	25
Legal Township	50
Legal Section	3
Legal Subdivision	MANGROVE BAY PHASE II
Legal Phase	2
Legal Block	1
Legal Lot Number	50
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	1
Census Block	1004
Census Tract	700

Owner

227 13th St S is owned by a company that bought it in January 2021 and is owner-occupied.

Source: Collier County records, as of August 25, 2026

Owner of Record	Company Name on File
Mailing Address	227 13TH ST S, NAPLES, FL 34102-3449
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 26, 2021 · Amount on File
Deed Sale	Jan 26, 2021 · Amount on File
Deed Document Number	20215990842
Deed Book / Page	5881 / 3924
Record Updated	Oct 29, 2026

January 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Jan 26, 2021
Property Address	227 13TH ST S, NAPLES, FL 34102-3449
Document Number	0058813924
Book / Page	5881 / 3924
Map Reference	MB 66 PG 36-38
Instrument Date	Jan 25, 2021
Instrument	5990842
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$35,178.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	430 BAYFRONT PL, 430, NAPLES, FL 34102-6454

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	127 COTTAGE AVE, FOND DU LAC, WI 54935-3656

Mortgage

Document Number	0058813926
Date	Jan 26, 2021
Instrument	5881/3926

Lender

Name	GOLDMAN SACHS BANK USA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.95%
Type Change Date	Feb 1, 2031
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	7.95%
Index	Other
Margin	3
Max Rate	7.95%

Tax Assessment & Valuation

The 2025 property tax bill for 227 13th St S was $57,618 with a homeowner's exemption.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Municipality	Naples City
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$6,577,265 (+2.7%)	$6,590,951 (+2.91%) Land $2,318,522 Building $4,272,429
2025	$57,618.00 Homeowner's exemption	$6,404,348 Land $3,005,700 Building $3,398,648	$6,404,348 Land $3,005,700 Building $3,398,648
2023	$59,503.00 (+11.54%)	$5,983,958 (+1%)	$6,946,144 (+27.69%) Land $3,256,175 Building $3,689,969
2022	$53,345.00	$5,439,962 Land $1,525,393 Building $3,914,569	$5,439,962 Land $1,525,393 Building $3,914,569

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 227 13th St S in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 137 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	871 units insured incl. 734 condo units
Nearby Flood Claims	113 (1979–2025)
Claims Outside the SFHA	1 of 113
Most Recent Claim	Dec 2025 · rainfall accumulation
Claims by Event	Hurricane Milton, Oct 2024 · 11 claims Hurricane Ian, Sep 2022 · 33 claims Hurricane Ian, Sep 2022 · 37 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 227 13th St S is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPLES WATER DEPT serves 83,804 people · EPA ID FL5110198
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	13 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: CenturyLink, Hotwire Communications, Summit Broadband, T-Mobile, Verizon.