22696 Armada Ridge Rd, Armada, MI 48005 Property Records

Macomb County property record for 22696 Armada Ridge Rd, Armada, MI 48005

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,176 sqft · built 1905
Lot Size	0.402 acres (17,511 sqft)
Owner	2 Individual Names on File
Last Sale	$219,900 (Feb 2017)
Tax Bill	$4,419 (2025)
Deeds & Mortgages	Jan 2018 Mortgage Jan 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25-02-23-279-010`

Property Details

APN / Parcel Number

Primary APN	`25-02-23-279-010`
Alternative APN	`0223279010`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	2,176 sqft Living Area
1st Floor Area	1,450 sqft
Basement Area	700 sqft
Unfinished Basement	700 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Exterior Material	Wood Siding
Lot Area	17,511 sqft (0.402 acres)
Lot Dimensions	175 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	848 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	22696 W MAIN ST
City	ARMADA
State	MI
Zip	48005-3237
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	V-R1
Legal Description	02-23-279-010 22696 MAIN MI 48005 CHAMBERLIN'S ADDITION. LOTS 1 & 2; ALSO N 10.0 FT OF W 99 FT OF LOT 5 OF ASSESSORS PLAT #1 VILLAGE OF ARMADA
Legal Subdivision	CHAMBERLINS ADD
Legal Lot Number	1-2,5
Jurisdiction	MACOMB MI
Township / Civil Division	ARMADA
Census Block Group	2
Census Block	2028
Census Tract	212000

Owner

22696 Armada Ridge Rd is owned and occupied by two individuals who bought it in February 2017.

Source: Macomb County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	22696 W MAIN ST, ARMADA, MI 48005-3237
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2018	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Jan 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Feb 7, 2017	Warranty Deed, Transfer · Conventional Mortgage MAIN STREET BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 7, 2017 · Amount on File
Deed Sale	Feb 7, 2017 · Amount on File
Prior Sale	Aug 13, 2013 · Amount on File
Deed Document Number	20177014602
Deed Book / Page	24542 / 481
Record Updated	Oct 29, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	22696 ARMADA RIDGE RD, ARMADA, MI 48005
Transaction Type	Mortgage
Record Updated	Aug 12, 2022
Title Company	UNISOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010133
Date	Jan 26, 2018
Book Page	25187/381
Instrument	8010133

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2048

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	22696 ARMADA RIDGE RD, ARMADA, MI 48005
Document Number	0000014328
Instrument Date	Jan 27, 2020
Transaction Type	Mortgage
Record Updated	Mar 2, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	22696 W MAIN ST ARMADA MI 480053237, ARMADA, MI 48005-3237

Mortgage

Document Number	0000014328
Date	Feb 4, 2020
Book Page	026494/000142
Instrument	14328

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 3, 2050

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Feb 7, 2017
Property Address	22696 ARMADA RIDGE RD, ARMADA, MI 48005
Document Number	0000014602
Book / Page	24542 / 481
Map Reference	LB 2 PG 64
Instrument Date	Jan 19, 2017
Instrument	7014602
Transaction Type	Transfer
Record Updated	Aug 12, 2022
Title Company	CENTURY TITLE AGENCY SERVICE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,892.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	22696 W MAIN ST, 22696, ARMADA, MI 48005-3237

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22696 W MAIN ST, ARMADA, MI 48005-3237

Mortgage

Document Number	0000014603
Date	Feb 7, 2017
Instrument	7014603

Lender

Name	MAIN STREET BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 22696 Armada Ridge Rd was $4,419 with a homeowner's exemption.

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Armada Village
County	Macomb County
County Subdivision	Armada Township
Unified School District	Armada Area Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$173,100	$346,200
2025	$4,419.00
2023		$147,200	$294,400
2022	$3,795.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 22696 Armada Ridge Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 22696 Armada Ridge Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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