22690 Gratiot Rd, Merrill, MI 48637 Property Records

Saginaw County property record for 22690 Gratiot Rd, Merrill, MI 48637

Property Summary

Property Type	Commercial
Details	640 sqft
Lot Size	1.03 acres (44,867 sqft)
Owner	Company Name on File
Last Sale	$100,000 (Mar 2017)
Tax Bill	$597 (2025)
Deeds & Mortgages	Aug 2018 Line of Credit Nov 2017 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`17-12-1-28-3014-000`

Property Details

APN / Parcel Number

Primary APN	`17-12-1-28-3014-000`

Interior

Stories	1 Story
Building Area	640 sqft Total Area

Exterior

Fire Resistance	Fireproof Steel Frame
Lot Area	44,867 sqft (1.03 acres)
Lot Dimensions	100 ft deep x 552 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	22690 GRATIOT RD
City	MERRILL
State	MI
Zip	48637-8712
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	S 163 FT OF W 276 FT OF NE 1/4 OF SW 1/4 LYING N OF M-46 HWY 1.03 ACRES SEC 28 T12N R1E
Legal Range	01E
Legal Township	12N
Legal Section	28
Legal Subdivision	NE4 OF THE SW4 S28T12NR1E
Jurisdiction	SAGINAW MI
Township / Civil Division	JONESFIELD
Census Block Group	1
Census Block	1037
Census Tract	12200

Owner

22690 Gratiot Rd, a commercial property, is owned by a company that acquired it in August 2024.

Source: Saginaw County records, as of August 21, 2026

Owner of Record	Company Name on File
Mailing Address	1600 TERMINAL DR, SAGINAW, MI 48601-9602
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 29, 2018	Deed of Trust, Mortgage · Line of Credit FIRST ST BK
Nov 1, 2017	Quit Claim Deed, Mortgage · Line of Credit MEMBERS FIRST CU
Mar 13, 2017	Warranty Deed, Transfer SAGINAW BAY AREA TITLE AGENCY, SAGINAW BAY AREA TITLE AGCY
Jan 19, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 13, 2017 · Amount on File
Deed Sale	Mar 13, 2017 · Amount on File
Prior Sale	Jul 17, 2013 · Amount on File
Deed Document Number	20175840
Deed Book / Page	2892 / 749
Last Transfer Date	Aug 22, 2024
Transfer Doc	0000019914
Record Updated	Oct 29, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	22690 GRATIOT RD, MERRILL, MI 48637-8712
Document Number	0000023346
Instrument Date	Aug 29, 2018
Transaction Type	Mortgage
Record Updated	Jan 15, 2019

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3164 FREEWAY LN SAGINAW MI 486016019, SAGINAW, MI 48601-6019

Mortgage

Document Number	0000023346
Date	Sep 6, 2018
Instrument	23346

Lender

Name	FIRST ST BK
Type	Bank
Address	SAGINAW, MI 48605

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

November 2017: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	SAGINAW MI
Recording Date	Nov 1, 2017
Property Address	22690 GRATIOT RD, MERRILL, MI 48637-8712
Document Number	0000029529
Instrument Date	Oct 27, 2017
Instrument	29529
Transaction Type	Mortgage
Record Updated	Nov 21, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	22686 GRATIOT RD MERRILL MI 486378712, MERRILL, MI 48637-8712

Mortgage

Document Number	29530
Date	Nov 1, 2017
Instrument	29530

Lender

Name	MEMBERS FIRST CU
Type	Credit Union
Address	MIDLAND, MI 48641-2165

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Mar 13, 2017
Property Address	22690 GRATIOT RD, MERRILL, MI 48637-8712
Document Number	0000005840
Book / Page	002892 / 000749
Instrument Date	Mar 9, 2017
Instrument	5840
Transaction Type	Transfer
Record Updated	Mar 21, 2017
Title Company	SAGINAW BAY AREA TITLE AGENCY, SAGINAW BAY AREA TITLE AGCY

Transaction

Amount	Amount on Record
Tax	$100.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3164 FREEWAY LN SAGINAW MI 486016019, SAGINAW, MI 48601-6019

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAGINAW MI
Recording Date	Jan 19, 2017
Property Address	22690 GRATIOT RD, MERRILL, MI 48637-8712
Document Number	0000001555
Book / Page	002886 / 001921
Instrument Date	Jan 18, 2017
Instrument	1555
Transaction Type	Transfer
Record Updated	Jan 30, 2017

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22585 FROST RD MERRILL MI 486379742, MERRILL, MI 48637-9742

Tax Assessment & Valuation

The 2025 property tax bill for 22690 Gratiot Rd was $597.

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Jonesfield Township
Unified School District	Merrill Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$13,400	$26,800
2025	$597.00
2023		$10,100	$20,200
2022	$1,283.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 22690 Gratiot Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 22690 Gratiot Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LakeNet Fiber	1,000 / 500
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CMS Internet, Point Broadband.

Nearby Properties on Gratiot Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures