Montgomery County property record for 2269 Whispering Willow Cir, Dayton, OH 45440
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,932 sqft · built 1971 |
| Lot Size | 0.33 acres (14,375 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $5,556 (2024) |
| Deeds & Mortgages | Apr 2018 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | N64 03810 0007 |
| Primary APN | N64 03810 0007 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,932 sqft Living Area |
| 1st Floor Area | 1,886 sqft |
| Basement Area | 897 sqft |
| Finished Basement | 897 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1971 |
|---|---|
| Architectural Style | Split Level |
| Exterior Material | Combination |
| Construction Type | Frame |
| Lot Area | 14,375 sqft |
| Garage Area | 481 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 280 sqft |
| Shed | 1 Shed |
| Shed Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 2269 WHISPERING WILLOW CIR |
|---|---|
| City | DAYTON |
| State | OH |
| Zip | 45440-2713 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 45 GREENBRIAR ESTS 2 |
| Legal Subdivision | GREENBRIAR ESTS 2 |
| Legal Lot Number | 7 |
| Jurisdiction | MONTGOMERY OH |
| Township / Civil Division | KETTERING |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 21900 |
2269 Whispering Willow Cir is owned and occupied by two individuals who acquired it in April 2018.
Source: Montgomery County records, as of January 26, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2269 WHISPERING WILLOW CIR, DAYTON, OH 45440-2713 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Apr 20, 2018 |
| Transfer Doc | 0000022723 |
| Record Updated | Jun 8, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Apr 20, 2018 |
| Property Address | 2269 WHISPERING WILLOW CIR, DAYTON, OH 45440-2713 |
| Document Number | 0000022723 |
| Instrument Date | Apr 18, 2018 |
| Instrument | 22723 |
| Transaction Type | Transfer |
| Record Updated | May 7, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2269 WHISPERING WILLOW CIR KETTERING OH 454402713, KETTERING, OH 45440-2713 |
Source: Montgomery County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Montgomery County |
| Municipality | Kettering City |
| Unified School District | Kettering City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $97,450 Land $15,930 Building $81,520 | ||
| 2024 | $5,556.00 (+1.61%) | ||
| 2023 | $5,468.00 (+5.3%) | $97,450 (+29.85%) Land $15,930 Building $81,520 | $278,400 Land $45,500 Building $232,900 |
| 2022 | $5,193.00 | $75,050 Land $12,250 Building $62,800 | |
| 2020 | $214,440 Land $35,000 Building $179,440 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2269 Whispering Willow Cir in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1978) |
| Most Recent Claim | Dec 1978 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 2269 Whispering Willow Cir has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315 |
|---|---|
| Water Source | Purchased surface water from DAYTON PUBLIC WATER SYSTEM |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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