2269 Harper Ave, Cincinnati, OH 45212 Property Records

Hamilton County property record for 2269 Harper Ave, Cincinnati, OH 45212

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,967 sqft · built 1896
Lot Size	0.252 acres (10,999 sqft)
Owner	Individual Name on File
Last Sale	$434,000 (Mar 2024)
Tax Bill	$1,356 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Nov 2025 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`651-0015-0122-00`

Property Details

APN / Parcel Number

Primary APN	`651-0015-0122-00`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,967 sqft Living Area
1st Floor Area	890 sqft
2nd Floor Area	728 sqft
Attic	Attic
Attic Area	349 sqft
Basement Area	842 sqft

Exterior

Year Built	Built 1896
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	10,999 sqft (0.252 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	2269 HARPER AVE
City	CINCINNATI
State	OH
Zip	45212-2307
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HARPER AVE0.2525 ACS34 T4 FR2
Legal Subdivision	NORWOOD HLND SYNDICATE 2ND SU
Jurisdiction	HAMILTON OH
Township / Civil Division	NORWOOD
Census Block Group	2
Census Block	2014
Census Tract	25300

Owner

2269 Harper Ave is owned and occupied by an individual who bought it in March 2024.

Source: Hamilton County records, as of February 9, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	2269 HARPER AVE, CINCINNATI, OH 45212-2307
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 12, 2025	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 11, 2024	Warranty Deed, Transfer · Line of Credit UNITED WHOLESALE MORTGAGE
Feb 18, 2022	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Sep 24, 2019	Warranty Deed, Transfer · Conventional Mortgage UNION SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 11, 2024 · Amount on File
Deed Sale	Mar 11, 2024 · Amount on File
Prior Sale	Sep 24, 2019 · Amount on File
Deed Document Number	0000015793
Deed Book / Page	15120 / 851
Record Updated	Jun 8, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	2269 HARPER AVE, CINCINNATI, OH 45212-2307
Transaction Type	Mortgage
Record Updated	Feb 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2269 HARPER AVE, CINCINNATI, OH 45212-2307

Mortgage

Document Number	0000001913
Date	Jan 8, 2026
Book Page	15578/1467
Instrument	2026-0001913

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Dec 1, 2055

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	2269 HARPER AVE, CINCINNATI, OH 45212-2307
Transaction Type	Mortgage
Record Updated	Dec 19, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2269 HARPER AVE, CINCINNATI, OH 45212-2307

Mortgage

Document Number	0000088219
Date	Nov 12, 2025
Book Page	15541/2291
Instrument	2025-0088219

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Mar 11, 2024
Property Address	2269 HARPER AVE, CINCINNATI, OH 45212-2307
Document Number	0000015793
Book / Page	15120 / 851
Map Reference	MB 13699 PG 2503
Instrument Date	Mar 3, 2024
Instrument	2024-0015793
Transaction Type	Transfer
Record Updated	May 16, 2024
Title Company	LANDSEL TITLE, LANDSEL TITLE AGENCY INC

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2269 HARPER AVE # SVE, SVE, CINCINNATI, OH 45212-2307

Mortgage

Document Number	0000015794
Date	Mar 11, 2024
Instrument	2024-0015794

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2054

Mortgage

Document Number	0000015794
Date	Mar 11, 2024
Book Page	15120/855
Instrument	2024-0015794

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	585 SOUTH BLVD E, PONTIAC, MI 48341

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2054

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	2269 HARPER AVE, CINCINNATI, OH 45212-2307
Transaction Type	Mortgage
Record Updated	Aug 25, 2022
Title Company	AMERRCAN DIGITAL TTL INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018528
Date	Feb 18, 2022
Book Page	14608/1709
Instrument	2022-0018528

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	357 Months
Due	Nov 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Type Change Date	Nov 1, 2031
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	7.5%
Index	Other
Max Rate	7.5%

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Sep 24, 2019
Property Address	2269 HARPER AVE, CINCINNATI, OH 45212-2307
Document Number	0000082217
Book / Page	14008 / 02020
Map Reference	VOL 1 PG 3
Instrument Date	Sep 18, 2019
Instrument	2019-0082217
Transaction Type	Transfer
Record Updated	Aug 25, 2022
Title Company	PROMINENT TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,280.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship

Mortgage

Document Number	0000082218
Date	Sep 24, 2019
Instrument	2019-0082218

Lender

Name	UNION SAVINGS BANK
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 2269 Harper Ave was $1,356, up 3% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Norwood City
Unified School District	Norwood City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,356.00 (+2.96%)	$113,859 (-) Land $14,574 Building $99,285
2024	$1,317.00 (-2.66%)	$113,859 (-) Land $14,574 Building $99,285
2023	$1,353.00 (-4.11%)	$113,859 (+1.66%) Land $14,574 Building $99,285	$325,310 Land $41,640 Building $283,670
2022	$1,411.00 Homeowner's exemption	$112,001 Land $11,113 Building $100,888
2020			$320,000 Land $31,750 Building $288,250

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2269 Harper Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 2269 Harper Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORWOOD CITY PWS serves 19,870 people · EPA ID OH3101703
Water Source	Purchased surface water from CINCINNATI PUBLIC WATER SYSTEM
Last State Inspection	Jun 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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