2269 Arrow Ave, Spring Hill, FL 34609 Property Records

Hernando County property record for 2269 Arrow Ave, Spring Hill, FL 34609

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,355 sqft · built 1999
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Owner Names on Record
Last Sale	$68,800 (Dec 1999)
Tax Bill	$492 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Jun 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5130-0902-0140`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5130-0902-0140`
Alternative APNs	`00464223` `464223`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,355 sqft Living Area
1st Floor Area	1,355 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2001
Exterior Material	Concrete Block
Construction Type	Concrete
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Area	361 sqft
Parking Spaces	1 Parking Space
Porch	Finished/Screened Porch
Porch Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00464223
Street Address	2269 ARROW AVE
City	SPRING HILL
State	FL
Zip	34609-5110
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 13 BLK 902 LOT 14 ORB 1257 PGS 1738-41
Legal Range	18E
Legal Township	23S
Legal Section	22
Legal Subdivision	SPRING HILL UNIT 13
Legal Block	902
Legal Lot Number	14
Legal Unit	13
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	1
Census Block	1017
Census Tract	40906

Owner

Source: Hernando County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on Record
Mailing Address	2269 ARROW AVE, SPRING HILL, FL 34609-5110
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2025	Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS BANK & TRUST CO
Jun 16, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Jun 1, 2017	Loan Modification, Mortgage · FHA Mortgage CIT BK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 6, 1999 · Amount on Record
Deed Sale	Dec 6, 1999 · Amount on Record
Prior Sale	Mar 31, 1999
Deed Document Number	0130701999
Deed Book / Page	01307 / 01999
Record Updated	Jun 8, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	2269 ARROW AVE, SPRING HILL, FL 34609-5110
Transaction Type	Mortgage
Record Updated	Dec 18, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2269 ARROW AVE, SPRING HILL, FL 34609-5110

Mortgage

Document Number	0046361754
Date	Nov 21, 2025
Book Page	4636/1754
Instrument	2025080476

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	COLUMBIA, SC 29211

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	2269 ARROW AVE, SPRING HILL, FL 34609-5110
Document Number	0034851829
Instrument Date	Jun 16, 2017
Transaction Type	Mortgage
Record Updated	Nov 16, 2018
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2269 ARROW AVE SPRING HILL FL 346095110, SPRING HILL, FL 34609-5110

Mortgage

Document Number	0034851829
Date	Jul 6, 2017
Book Page	003485/001829
Instrument	38498

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 5, 2047

June 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HERNANDO FL
Property Address	2269 ARROW AVE, SPRING HILL, FL 34609-5110
Document Number	0034851821
Instrument Date	Jun 1, 2017
Transaction Type	Mortgage
Record Updated	Jul 27, 2017
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2269 ARROW AVE SPRING HILL FL 346095110, SPRING HILL, FL 34609-5110

Mortgage

Document Number	0034851821
Date	Jul 6, 2017
Book Page	003485/001821
Instrument	38497

Lender

Name	CIT BK NA
Address	AUSTIN, TX 78758

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 5, 2047

Interest

Rate Type	Fixed Rate
Rate	4.5%

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of October 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$492.00 (+0.2%) Additional exemption filed	$71,683 (+5.99%)	$174,049 (+1.17%) Land $37,500 Building $136,549
2023		$67,634 (+3%) Land $67,634
2022	$491.00 Homeowner's exemption	$65,664	$172,030 Land $32,000 Building $140,030

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	3 (2011–2024)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35

May also be available: Verizon.

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